22 years working in the UK for nowt.

[mackem 27,324]

Watched this sunderland lads YT vid last night,he has left the UK and moved to Norway where his life seems to have improved,but is it possible to work 22 years solid and have nowt?I think its down to the individual.He has a massive downer on the UK and comes across as a woe-is-me type.

 

[TRUEBRIT66 1,663]

I've mentioned this before, we have blokes where I work who wont do a ounce of overtime and are constantly sick, others only want to work the contracted hours and some work the maximum over time they can, they probably all feel they "graft solid".

The strange part is some who work bugger all seem to be doing alright finically and others who work every hour don't have a pot to piss in and never look like that will change. I think we are all different, spend differently and view wealth differently. Is the chap working all the hours in the world to pay off the HP on his new BMW more wealthy than the bloke driving his clapped out old Mondeo doing 40hrs a week ? 

From a personal perspective 30 years ago when I had a young family I felt like the chap in the video I knuckled down made a few lifestyle choices and with a smidgin of good luck thrown in do alright now. I don't have a great deal of money in the big scheme of things but feel pretty wealthy in life in general.      

[Goly 1,121]

As I know fully well, a few wrong life choices can be curtains for your wealth, I know the hard way. I have a decent payed job, but, with all the bills, mortgage, CSA, etc, and with the Mrs only working part-time, we are just ticking over, we can't really save a substantial amount of money. My kids won't go without and that's all that really matters. The older generation had it easier, no doubt about that. 25 year ago my parents bought a 4 bedroom new build for around 83-86k, what's that today, around 140-145k? You'll get a terrace or a run down semi for that these days.

[WILF 47,468]

I think that lads story is bang on !…..and I think that is the story of millions in the U.K. !

They ain’t all making “wrong choices” !!

See, we have this nasty little habit in the U.K. of finding a way to turn on anyone telling the truth or we try to lessen or belittle the truth they are saying……and it’s bollocks !

What we should be saying is “Yeah, he is f***ing right and it’s out of order and it’s about time it f***ing stopped !”……but we don’t, we turn on our own ! 
But what he is saying is a plain hard truth, you’re wasting you’re f***ing time in that gaff now…..like that lad, I love my nation and it breaks my heart to see it laid so low.

It’s like watching your childhood sweetheart who you were madly in love with turn into a crack brass and get f****d by every tramp with a fiver ! 
But not saying the ugly truth is just helping the c**ts doing it to us imho…..

I can only look at a few minuscule examples of how they keep finding ways to nick your money (and in doing so force people into the arms of their Shylock money lenders bosses at the banks) …….so, now a business has to have an accounts package linked to HMRC that they can nose at any time they want, what’s that ? £50 a month ?

Not content with business rates you get f**k all back for, your warehouse now has to have a dedicated bin you don’t need for £20 a month, 

You have to have a policy and ticket for everything from having a slash to banging in a nail….how much is that ?

Then you have to pay into a pension you don’t want as a business (as well as your NI !)

Then when you get home, not content with taking £2k in council tax off you, you need a parking permit for your own house, £80 a year for one of the bins you already pay for

And it gos on…..and on, and on, and on

And for all this you have tent city’s, spades all over the show, your kids getting stabbed, filth and junk and degradation….everywhere !

So no, I don’t think the bloke is being dramatic….if anything he isn’t dramatic enough ! 

[TRUEBRIT66 1,663]

Just now, Goly said:

As I know fully well, a few wrong life choices can be curtains for your wealth, I know the hard way. I have a decent payed job, but, with all the bills, mortgage, CSA, etc, and with the Mrs only working part-time, we are just ticking over, we can't really save a substantial amount of money. My kids won't go without and that's all that really matters. The older generation had it easier, no doubt about that. 25 year ago my parents bought a 4 bedroom new build for around 83-86k, what's that today, around 140-145k? You'll get a terrace or a run down semi for that these days.

I can remember coming in through the door on a Friday handing my wages over and my missus running down the shops to buy the nappies as we were living week to week. My parents really struggled to buy their house and they paid 8k for it, at times they couldn't afford the coal to heat the house and Dads wages were literally a few £ so its all relative really.   We were the same couldn't even get a mortgage until almost in our 40's but again we eventually got there after struggling for years and things are now a little better financially.     

There seems to be this miss conception that older people had it easy and I struggle with that as I saw what my grand parents and parents went through and they certainly didn't have it easy, different yes, but easy not a chance.  

[Goly 1,121]

14 minutes ago, TRUEBRIT66 said:

I can remember coming in through the door on a Friday handing my wages over and my missus running down the shops to buy the nappies as we were living week to week. My parents really struggled to buy their house and they paid 8k for it, at times they couldn't afford the coal to heat the house and Dads wages were literally a few £ so its all relative really.   We were the same couldn't even get a mortgage until almost in our 40's but again we eventually got there after struggling for years and things are now a little better financially.     

There seems to be this miss conception that older people had it easy and I struggle with that as I saw what my grand parents and parents went through and they certainly didn't have it easy, different yes, but easy not a chance.  

I'm not sure I fully agree with that, around 25 year ago, the time when they bought their second home, which was their new build. House prices have skyrocketed since 2000 and wages have not risen anywhere near as much in 25 years. The cost of living has outpaced wage growth massively?

Edited February 5 by Goly

[riohog 5,729]

if i remember corectley     when i bought my house the morgadge rate was 15%..fkn good job it aint like that now!

[WILF 47,468]

3 minutes ago, Goly said:

I'm not sure I fully agree with that, around 25 year ago, the time when they bought their second home, which was their new build. House prices have skyrocketed since 2000 and wages have not risen anywhere near as much in 25 years. The cost of living has outpaced wage growth massively?

I agree, and let’s not forget mortgage lending is way more safe and lucrative than business lending. 

[chartpolski 24,386]

Car tax going up £200 .

Car insurance going up.

Electric and gas “cap” going up.

Water bills going up.

Council tax going up.

Tv license going up.

Food prices going up. 
 

And my missus got a letter just this morning, her pension is going up by £1:25 per week….  Yes that’s right ONE POUND TWENTY FIVE PENCE PER WEEK .

Cheers.

 

[TRUEBRIT66 1,663]

11 minutes ago, Goly said:

I'm not sure I fully agree with that, around 25 year ago, the time when they bought their second home, which was their new build. House prices have skyrocketed since 2000 and wages have not risen anywhere near as much in 25 years. The cost of living has outpaced wage growth massively?

In the 90's we had one new area in Bristol renamed from "Bradley Stoke" to "Sadly Broke" as 90% of houses went into negative equity, I don't think they found it easy.

I do agree mate its hard, my lad has no chance of getting on the market unless we give him the deposit, but and here's the big BUT, he don't want to as he prefers renting. As it stands him and his wife gets a huge chunk of their rent paid for by the social and that would stop if he bought and that would in turn mean he has to cut back on his mobiles, sky, Amazon, take aways etc and he's not prepared to do that. My Grandparents options when times were hard were to cut back on food, a mangle instead of a spin dryer and not upgrading there radio. My parents options were cut back on coal and upgrading from a black and white TV to a colour with 3 channels. Ours was not being able to upgrade from a cassette player to a cd player. 

I think we can all agree we have got done over at every turn by successive governments but like I said previous generations have not had it easier, just different. It will get easier as you get older, not a lot, but it will.             

[downsouth 7,405]

1 hour ago, Goly said:

As I know fully well, a few wrong life choices can be curtains for your wealth, I know the hard way. I have a decent payed job, but, with all the bills, mortgage, CSA, etc, and with the Mrs only working part-time, we are just ticking over, we can't really save a substantial amount of money. My kids won't go without and that's all that really matters. The older generation had it easier, no doubt about that. 25 year ago my parents bought a 4 bedroom new build for around 83-86k, what's that today, around 140-145k? You'll get a terrace or a run down semi for that these days.

You won't get f**k all for that down here

[chartpolski 24,386]

Never mind; Lammy has just announced ANOTHER £55 million for eco projects in Ukraine…….

Starmer is  about to cave in and give Mauritius £18 BILLION to take the Chagos Islands off our hands…..

Cheers.

Edited February 5 by chartpolski

[Goly 1,121]

5 minutes ago, downsouth said:

You won't get f**k all for that down here

You're from Kent? Not even Ashford?

[TRUEBRIT66 1,663]

8 minutes ago, chartpolski said:

Never mind; Lammy has just announced ANOTHER £55 million for eco projects in Ukraine…….

Starmer is  about to cave in and give Mauritius £18 BILLION to take the Chagos Islands off our hands…..

Cheers.

We need this young lady

 

[mark williams 7,561]

my son of 28yrs old and his mates are all in Australia working the same jobs - electricians -same site work same hours nowhere near the same tax on twice the money in wages their money buys twice as much property prices are high though, as is rental prices