ryaldinhio 4,685 Posted April 27, 2023 Author Report Share Posted April 27, 2023 4 minutes ago, Qbgrey said: Understand that , when it’s gone it’s gone, I’m the same I know 100% I will regret selling this as I will never get anything like it , or be able to afford it. But no point slaving all our lives need to move on and create a nice warm , cosy heat efficient home .my kids will loose this place to inheritance tax once I’m in the tomb position anyway. The kids are one of the reasons we want to do it. So they realise you DONT have to get into the machine of 9-5 and a big mortgage, there is other options. I wasn't taught that, I was just brought up as you leave school and get a job, then get a trade, pay your taxes and work till you retire. Just another cog. Anyone that didn't do that was a bum or a lazy b*****d. I don't want mine thinking that. Strip it right back and we NEED water, food and shelter. If you can provide that without selling your life then that is a better option! 12 Quote Link to post Share on other sites
vfr400boy 3,455 Posted April 27, 2023 Report Share Posted April 27, 2023 17 minutes ago, ryaldinhio said: The kids are one of the reasons we want to do it. So they realise you DONT have to get into the machine of 9-5 and a big mortgage, there is other options. I wasn't taught that, I was just brought up as you leave school and get a job, then get a trade, pay your taxes and work till you retire. Just another cog. Anyone that didn't do that was a bum or a lazy b*****d. I don't want mine thinking that. Strip it right back and we NEED water, food and shelter. If you can provide that without selling your life then that is a better option! Good luck mate , wish I could afford to do it , 1 Quote Link to post Share on other sites
Qbgrey 4,114 Posted April 27, 2023 Report Share Posted April 27, 2023 14 minutes ago, ryaldinhio said: The kids are one of the reasons we want to do it. So they realise you DONT have to get into the machine of 9-5 and a big mortgage, there is other options. I wasn't taught that, I was just brought up as you leave school and get a job, then get a trade, pay your taxes and work till you retire. Just another cog. Anyone that didn't do that was a bum or a lazy b*****d. I don't want mine thinking that. Strip it right back and we NEED water, food and shelter. If you can provide that without selling your life then that is a better option! Lemmings mate, I often look at people running for the train to London everyday, they do it for 40 years ffs. Like robots. I could nt do that. Trouble is all these homes under the hammer, grand designs,etc,etc draw people in they think they can convert a castle into a 7 bed home for £50,000 making the plot/ development/ land with planning fuking over priced 1 Quote Link to post Share on other sites
ryaldinhio 4,685 Posted April 27, 2023 Author Report Share Posted April 27, 2023 2 minutes ago, vfr400boy said: Good luck mate , wish I could afford to do it , I don't know if we can yet, it will depend on negotiations for land and what house is valued at.....but if I don't get this land I will look somewhere else. Feel like our mind is made up now. 2 Quote Link to post Share on other sites
vfr400boy 3,455 Posted April 27, 2023 Report Share Posted April 27, 2023 1 minute ago, ryaldinhio said: I don't know if we can yet, it will depend on negotiations for land and what house is valued at.....but if I don't get this land I will look somewhere else. Feel like our mind is made up now. You only regret the things you don't do go for it 1 Quote Link to post Share on other sites
ryaldinhio 4,685 Posted April 27, 2023 Author Report Share Posted April 27, 2023 4 minutes ago, Qbgrey said: Lemmings mate, I often look at people running for the train to London everyday, they do it for 40 years ffs. Like robots. I could nt do that. Trouble is all these homes under the hammer, grand designs,etc,etc draw people in they think they can convert a castle into a 7 bed home for £50,000 making the plot/ development/ land with planning fuking over priced The whole think is set up to keep us all fueling it. I was looking at Bank of England website yesterday and here are a few quotes on there: "We set Bank Rate to influence other interest rates." "Bank Rate is the single most important interest rate in the UK." "A change in Bank Rate affects how much people spend. And how much people spend overall influences how much things cost. So if we change Bank Rate we can influence prices and inflation." Hiding in plain sight!!! Don't give a shit, actually put it out there that it is all control. I'm done with it. 3 Quote Link to post Share on other sites
Qbgrey 4,114 Posted April 27, 2023 Report Share Posted April 27, 2023 I payed my mortgage off 9 yr ago when I was 44 yrs old, no celebration, did nt feel much just a quiet , nice feeling that I was nt paying some London bankers to drink champagne on me that night. 5 Quote Link to post Share on other sites
NEWKID 27,274 Posted April 27, 2023 Report Share Posted April 27, 2023 All the best with it all mate, I know all of the feelings you have only too well... 1 Quote Link to post Share on other sites
D Lloyd 2,790 Posted April 28, 2023 Report Share Posted April 28, 2023 9 hours ago, ryaldinhio said: The kids are one of the reasons we want to do it. So they realise you DONT have to get into the machine of 9-5 and a big mortgage, there is other options. I wasn't taught that, I was just brought up as you leave school and get a job, then get a trade, pay your taxes and work till you retire. Just another cog. Anyone that didn't do that was a bum or a lazy b*****d. I don't want mine thinking that. Strip it right back and we NEED water, food and shelter. If you can provide that without selling your life then that is a better option! True mate what age are you if you don't minde asking Quote Link to post Share on other sites
ryaldinhio 4,685 Posted April 28, 2023 Author Report Share Posted April 28, 2023 11 minutes ago, D Lloyd said: True mate what age are you if you don't minde asking I'm 38, missus 39, kids 11 and 7. 1 Quote Link to post Share on other sites
Greyman 28,770 Posted April 28, 2023 Report Share Posted April 28, 2023 Get the wheels in motion mate there are a 1000 little things that will occur to derail you your kids being one thing, I,ve just finished decorating mine and have a viewing today but once the house is gone things will move for the better and I can start to enjoy the last couple of years graft a bit more even a simple life ain’t that simple anymore 1 Quote Link to post Share on other sites
leegreen 2,181 Posted April 28, 2023 Report Share Posted April 28, 2023 Simple life has never been simple and its certainly not easy. Be careful what you wish for. In my experience, you need plenty of money to have a simple life. If you haven't enough money, you need to work hard to lead such a life. 3 Quote Link to post Share on other sites
D Lloyd 2,790 Posted April 28, 2023 Report Share Posted April 28, 2023 3 hours ago, ryaldinhio said: I'm 38, missus 39, kids 11 and 7. Spot on age for you all kids will love to help out to 1 Quote Link to post Share on other sites
ryaldinhio 4,685 Posted April 28, 2023 Author Report Share Posted April 28, 2023 38 minutes ago, leegreen said: Simple life has never been simple and its certainly not easy. Be careful what you wish for. In my experience, you need plenty of money to have a simple life. If you haven't enough money, you need to work hard to lead such a life. Well aware of that pal, don't expect it to be simple at all. Quote Link to post Share on other sites
Councilestatekid 1,922 Posted April 28, 2023 Report Share Posted April 28, 2023 Hats off to you pal anyone wanting to jump out of the rat race wish em all the best im bailing at 50 have enough to last till I'm 55 when I can draw 25% of pension then that and bit I have should last till state pension and the other 75%.wish I'd of been bit more sensible when younger and started a pension earlier didn't till I was 30 as what ever you earned lasted the same week wether £100 or a £1000 just had a better weekend 3 Quote Link to post Share on other sites
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