Dog Insurance

[Lurcher315 5]

Anyone got any advice/tips on the best cover for a lurcher? I've had my fair share of vet bills in the past that have hit me hard in the pocket and was wondering if there's any decent insurance that's worth having to help out? Had a quick look but there seems to be different types for different illnesses and injuries, just wondered if you could get everything covered under one policy?

[coneykenny 98]

From what I've read,if you go to insure your dog as a working lurcher

Your screwed.now an insured mongrel that just happened to slip his lead and got injured or caused damage accidentally,then maybe you have some cover.

[Boristheblade 1,367]

I'm with asda for my lurcher they paid out straight away direct to the vet. Couldn't complain at all about them. Had the superior platinum life cover n was only £17 a month. It just says as long as your not using the dog for coursing but they not to know what the dog is bein used for.

[terryd 8,411]

from pet plan

 

12:24:49 [terry] out of interest does it affect any thing if it was a working dog
12:26:45 [Reena] If your dog is getting paid for the work it does it would impact the policy. If the work is voluntary or a hobby it will not have an impact on the policy.

[BIGLURKS 874]

You can just get the best policy that you want for your money they are handy things if your not confident in doing the small things your self or knowing how too do things I used too have a dog insured years ago but as you get older you start too realise you don't need the vet for the small stuff and it starts too become a waste of money in my eyes you could just stick a £10 a week in a jar and if anything serious happens break the jar open i

[lurchers 2,768]

Be careful as alot of policies wont cover working dogs,so the only way around it is to say its a pet and any injuries i think you can use your own anisitive to what had happened while you were out for a walk.

[Qbgrey 4,089]

Read small print some of asda,tescos etc only pay for year of illness,meds,etc.

[scottish lurcher 185]

Pet plan as a lurcher ? £7000 cover for £20 pays direct to vet no messing

[stevo79 569]

Pet plan as a lurcher ? £7000 cover for £20 pays direct to vet no messing

£20 month?

[Boristheblade 1,367]

As long as you get a "life cover" it will keep payin any on going treatments for the dogs whole life.

[Gaz_1989 9,539]

Pet plan as a lurcher ? £7000 cover for £20 pays direct to vet no messing

Pet plan. Spot on. £35 for my 2 lurchers. Claimed approx £3000 in the last 3 years without a hiccup.

[Celtichawk 5]

Pet plan paid no problems,when I had to claim. now with Direct line due to cost, but will be changing next year as it has shot up this year.

[Lurcher315 5]

Thanks folks. The small things I treat on my own, but others are out with my control and can cost a small fortune! Had a dog with twisted intestines and another that cut through his ligaments on glass I'm assuming, those were 2 costly operations so was more to cover things like that. As for smaller cuts etc I've seen enough to deal with on my own.

[tsteve9999 456]

Full insurance for my 2 was getting just too much for me, my old dog is 8 now and the policies go up in price by loads as the dog gets older.

I've now got accident only on my 2, and that costs 150 quid a year, I figure they are both mongrels so hopefully they'll stay fit well into old age.

[Jax13 251]

Don't insure with anyone other than pet plan. When you do, make sure you are on a lifetime policy as well not an annual one.

 

My missus is a vet nurse and they have issues with every other insurer there is with regards to not paying out for things that should be covered. Direct line are among the worst and they underwrite a lot of the other insurers too.

 

 

The problem with an annual policy is of you are unlucky enough to get hit with an ongoing condition they simply won't pay out on it in year 2 and beyond, then because it's a pre existing condition, no other insurer will pay out anything related to that condition (so arthritis or ligament damage in a leg that has a prior injury is putting you on dodgy ground.)

 

It is more expensive than other options but their lifetime coverage is the only insurance out there that will pay, and continue to pay with the most peace of mind.