Guest john2007oliver Posted November 26, 2007 Report Share Posted November 26, 2007 Well got my driving test coming up soon so been looking around for a car.. and insurance. the quotes I've been getting are all £3000 upwards Just looking for a bit of advice if anyone knows of any insurance firms that arent so steep with 17 year old lads or any ways of knocking the price down abit. cheers john Quote Link to post Share on other sites
Deker 3,478 Posted November 26, 2007 Report Share Posted November 26, 2007 Well got my driving test coming up soon so been looking around for a car.. and insurance. the quotes I've been getting are all £3000 upwards Just looking for a bit of advice if anyone knows of any insurance firms that arent so steep with 17 year old lads or any ways of knocking the price down abit. cheers john I had this problem with my lad a couple of years back, the only answer is to keep hunting on all the car insurance comparison web sites, or wait until you get older, or move to a cheaper insurance area or buy a very old and very low powered car! (Oh yes, or get a sex change, seems the girls are often cheaper than lads) Its all a pain, and there are not many good reasons for getting older, Insurance is the only one I can think of, my lad now pays about £1600 for his 9 year old escort and I pay just a bit over £200 for a brand new 4x4! Quote Link to post Share on other sites
SID BULL CROSS 0 Posted November 26, 2007 Report Share Posted November 26, 2007 I used to work for admiral.I got to be honest they are very competitive for young drivers.Keep the mileage down, dont bother with third party only insurance,its not much more for third party fire and theft.Any quieries pm me, Quote Link to post Share on other sites
lurcherchavvy 3 Posted November 26, 2007 Report Share Posted November 26, 2007 Well got my driving test coming up soon so been looking around for a car.. and insurance. the quotes I've been getting are all £3000 upwards Just looking for a bit of advice if anyone knows of any insurance firms that arent so steep with 17 year old lads or any ways of knocking the price down abit. cheers john what car you been looking at Quote Link to post Share on other sites
PETEWINN 5 Posted November 26, 2007 Report Share Posted November 26, 2007 Try adding your mother on to the policy, doesn't matter that she will never drive the car. Price will possibly drop by as much as 25%. When I was your age the thing to do was to buy a cheap brand new car with free insurance. After one year they then gave you full no claims assuming you had been accident free. I think they have caught on now and you have to be 21 for free insurance. Insurance is weird shop around. I changed cars from one worth £1300 to one worth £20000 and my insurance went down, even though the insurance group went up. Quote Link to post Share on other sites
Guest john2007oliver Posted November 26, 2007 Report Share Posted November 26, 2007 John my mate has just paid £3000 mate, i think it is the area aswellthat we live in... Probably, will have to move to Cheshire I've been looking at the rover 25's and fiesta's LC, not got one yet just been using the reg of car similar to what i want. Quote Link to post Share on other sites
ginge2k6 0 Posted November 26, 2007 Report Share Posted November 26, 2007 Widnes is classed as cheshire mate. Do you not know anyone that lives in widnes that you can put thier adress down. Quote Link to post Share on other sites
Cadders 0 Posted November 26, 2007 Report Share Posted November 26, 2007 Endsliegh mate, Or Quinn. Get a good deal with them Quote Link to post Share on other sites
Guest john2007oliver Posted November 26, 2007 Report Share Posted November 26, 2007 No, All my family are scattered around Liverpool. Does it got by your post code Like L35 and L34 are different or is it just all L's are the same? Could say i lived in Crosby with my nan if you can its quite up there lol Im going to do that pass plus too saves quite abit. Quote Link to post Share on other sites
Missie 1 Posted November 26, 2007 Report Share Posted November 26, 2007 Take your pass plus, buy something with an engine smaller than 1.4, add someone like your mum or dad as a named driver and keep scouting for quotes. Young lads are, apparently more likely to have serious accidents than any other drivers so until you are 25 and have some no claims under your belt it'll be more expensive. Something like a Corsa, 106, Metro, Fiesta etc are cheap to insure, just don't put some silly body kit on them... Quote Link to post Share on other sites
mooster 1 Posted November 26, 2007 Report Share Posted November 26, 2007 Had this with my son a few years ago.The companies see you as a high risk until aged 21 regardless of the age or power of the car. There is no easy answer.As usual it's the scum who don't bother getting insured who have the easy ride.A £50 fine if they get caught. My mates wife was hit by an uninsured smackhead and it has devastated them financially as well as knowing the other driver won't pay any fines imposed. Quote Link to post Share on other sites
Guest john2007oliver Posted November 27, 2007 Report Share Posted November 27, 2007 my buddy s 17 my girlfriend is 17 they drive the same make car live in the same area and the cars are the same litre and power hers in 1100 his is 2500....a f*****g disgrase I'll have em for sexual discrimination .. and probably win Quote Link to post Share on other sites
gnipper 6,485 Posted November 27, 2007 Report Share Posted November 27, 2007 Get on confused.com mate I did and the difference between the cheapest and dearest is amazing, Quinn normally comes up cheapest. 3rd party only was more expensive than 3rd party f&t on my escort van which i got insured on for about £500 when some of the bigger companies had said they woudn't insure me as it was too high an insurance bracket or something. Quote Link to post Share on other sites
Guest john2007oliver Posted November 28, 2007 Report Share Posted November 28, 2007 IM 21 ON ME MAMS INSURANCE ON A 1.8 ESCORT ESATE WITH QUINN ITS 175 POUND. cheers mate will have a look at them Quote Link to post Share on other sites
poacherjim 0 Posted November 28, 2007 Report Share Posted November 28, 2007 do your pass plus its the same as having 12 months no claims AND SLOW DOWN A SPEEDIN TICKET WILL BOUNCE YOUR PREMIUM UP Quote Link to post Share on other sites
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