Debt

[nans pat 2,575]

take what you can get and enjoy it and dont worry about it.no point being the richest man in the graveyard.

[BGD 6,436]

 

 

 

 

 

 

 

 

 

My point is, there probably lads on here turning over in excess of a million quid......now that is f***ing hard graft and it can all get taken away at the stroke of a pen !

They were just running their business not spending beyond their mean and so what if they have a nice car on the drive, if they are grafting hard enough then why not ?

 

It not being Charlie big bollocks, I personally hate those blokes who turn a nice few quid and are mean as f**k with it......they don't deserve money.

Iv got to mates earning 100 grand each a year, I reckon if there was an economic cash tomorrow they would be in the shiit...

 

I wouldn't feel sorry for em though...if I earned that I would of bought a house outright and put it in my kids name and I'd have a load of gold coins in my safe...if your taking a gamble always back up your bets.

Saving enough to buy a house outright and put some gold coins aways while paying bills, rent etc all on 100 grand a year? Wish I had your money managment skills

Buy a small flat,save,improve upon then sell the flat at a profit and buy a house/better flat in need of some work when you can and do the same.

 

How can you be on £100k a year and not afford to buy a house?

I'm on over 100 grand a year and have bought a few properties none of them outright though because I don't tend to have over 300 grand just sitting in the bank

Then you're doing it wrong.

You should make a profit on each sale to able to afford less debt each time you buy,preferably until you can buy outright and restore without borrowing anything.

 

That link I put up says a house down the road recently sold for £27.5k.

Selling a house? Are you fecking mad? 27.5k wouldn't buy a shed in the areas I've got property

All the houses I own that me or my family don't live in are rented out. You really would have to be silly to sell a house unless you really had to, I've got 2 houses rented out at the minute and they bring in over a grand a month profit between them and they're sitting there waiting to be sold when the market seems right or I need a large injection of cash.

[walshie 2,804]

 

 

 

 

 

 

My point is, there probably lads on here turning over in excess of a million quid......now that is f***ing hard graft and it can all get taken away at the stroke of a pen !

They were just running their business not spending beyond their mean and so what if they have a nice car on the drive, if they are grafting hard enough then why not ?

 

It not being Charlie big bollocks, I personally hate those blokes who turn a nice few quid and are mean as f**k with it......they don't deserve money.

Iv got to mates earning 100 grand each a year, I reckon if there was an economic cash tomorrow they would be in the shiit...

 

I wouldn't feel sorry for em though...if I earned that I would of bought a house outright and put it in my kids name and I'd have a load of gold coins in my safe...if your taking a gamble always back up your bets.

Saving enough to buy a house outright and put some gold coins aways while paying bills, rent etc all on 100 grand a year? Wish I had your money managment skills

Buy a small flat,save,improve upon then sell the flat at a profit and buy a house/better flat in need of some work when you can and do the same.

 

How can you be on £100k a year and not afford to buy a house?

I'm on over 100 grand a year and have bought a few properties none of them outright though because I don't tend to have over 300 grand just sitting in the bank

Then you're doing it wrong.

You should make a profit on each sale to able to afford less debt each time you buy,preferably until you can buy outright and restore without borrowing anything.

 

That link I put up says a house down the road recently sold for £27.5k.

Selling a house? Are you fecking mad? 27.5k wouldn't buy a shed in the areas I've got property

All the houses I own that me or my family don't live in are rented out. You really would have to be silly to sell a house unless you really had to, I've got 2 houses rented out at the minute and they bring in over a grand a month profit between them and they're sitting there waiting to be sold when the market seems right or I need a large injection of cash.

 

 

Ah. Socialism at it's finest.

[neems 2,406]

Well if you're struggling to buy a house without borrowing,I presumed you wouldn't own any.

 

I bought moved in done up and sold a few houses,while working full time until I'd made enough profit to buy my own house without borrowing,then started again with a second house but obviously didn't have to move in.

 

I've made more money like that than I would have renting out a house in some shithole,not only do I have the profits from the previous sales (which more than paid off the mortgage) I get more rent and a more valuable property if ever need to sell.

Edited November 23, 2015 by neems

[BGD 6,436]

 

 

 

 

 

 

 

 

My point is, there probably lads on here turning over in excess of a million quid......now that is f***ing hard graft and it can all get taken away at the stroke of a pen !

They were just running their business not spending beyond their mean and so what if they have a nice car on the drive, if they are grafting hard enough then why not ?

 

It not being Charlie big bollocks, I personally hate those blokes who turn a nice few quid and are mean as f**k with it......they don't deserve money.

Iv got to mates earning 100 grand each a year, I reckon if there was an economic cash tomorrow they would be in the shiit...

 

I wouldn't feel sorry for em though...if I earned that I would of bought a house outright and put it in my kids name and I'd have a load of gold coins in my safe...if your taking a gamble always back up your bets.

Saving enough to buy a house outright and put some gold coins aways while paying bills, rent etc all on 100 grand a year? Wish I had your money managment skills

Buy a small flat,save,improve upon then sell the flat at a profit and buy a house/better flat in need of some work when you can and do the same.

 

How can you be on £100k a year and not afford to buy a house?

I'm on over 100 grand a year and have bought a few properties none of them outright though because I don't tend to have over 300 grand just sitting in the bank

Then you're doing it wrong.

You should make a profit on each sale to able to afford less debt each time you buy,preferably until you can buy outright and restore without borrowing anything.

 

That link I put up says a house down the road recently sold for £27.5k.

Selling a house? Are you fecking mad? 27.5k wouldn't buy a shed in the areas I've got property

All the houses I own that me or my family don't live in are rented out. You really would have to be silly to sell a house unless you really had to, I've got 2 houses rented out at the minute and they bring in over a grand a month profit between them and they're sitting there waiting to be sold when the market seems right or I need a large injection of cash.

Ah. Socialism at it's finest.

Only a fool would try to operate under socialist principles in a capitalist society

[walshie 2,804]

 

 

 

 

 

 

 

 

My point is, there probably lads on here turning over in excess of a million quid......now that is f***ing hard graft and it can all get taken away at the stroke of a pen !

They were just running their business not spending beyond their mean and so what if they have a nice car on the drive, if they are grafting hard enough then why not ?

 

It not being Charlie big bollocks, I personally hate those blokes who turn a nice few quid and are mean as f**k with it......they don't deserve money.

Iv got to mates earning 100 grand each a year, I reckon if there was an economic cash tomorrow they would be in the shiit...

 

I wouldn't feel sorry for em though...if I earned that I would of bought a house outright and put it in my kids name and I'd have a load of gold coins in my safe...if your taking a gamble always back up your bets.

Saving enough to buy a house outright and put some gold coins aways while paying bills, rent etc all on 100 grand a year? Wish I had your money managment skills

Buy a small flat,save,improve upon then sell the flat at a profit and buy a house/better flat in need of some work when you can and do the same.

 

How can you be on £100k a year and not afford to buy a house?

I'm on over 100 grand a year and have bought a few properties none of them outright though because I don't tend to have over 300 grand just sitting in the bank

Then you're doing it wrong.

You should make a profit on each sale to able to afford less debt each time you buy,preferably until you can buy outright and restore without borrowing anything.

 

That link I put up says a house down the road recently sold for £27.5k.

Selling a house? Are you fecking mad? 27.5k wouldn't buy a shed in the areas I've got property

All the houses I own that me or my family don't live in are rented out. You really would have to be silly to sell a house unless you really had to, I've got 2 houses rented out at the minute and they bring in over a grand a month profit between them and they're sitting there waiting to be sold when the market seems right or I need a large injection of cash.

Ah. Socialism at it's finest.

Only a fool would try to operate under socialist principles in a capitalist society

 

 

You can't pick and choose mate. You can't play at it when it suits. Tut tut.

[WILF 47,354]

 

I know a man who years ago had a 150 blokes working for him when they were building Canary Wharf.......then Olympia & York who developed the place went skint and he was out of business over night.

On Monday he had 150 employees and on Tuesday morning he had nothing !.........so given the fact that not too many people have a 100k in readies laying around to buy a motor with, are we saying he deserved to drive a Mercedes on Monday but was a c**t on Tuesday because he couldn't pay for it any more?

It's easy to say "if you can't pay for it don't have it" but at the time lots of people get things they can pay for it.......however they are the plaything of the banks and the government and they decide how the economy works out.

The days of the long firm are pretty thin on the ground now so I reckon most people fully intend to pay for things when they get them but if circumstances change through no fault of their own then what can they do?

It don't make them a greedy, work shy prick......it makes them another victim of the powers that be.

You watch the BEMPC if they raise interest rates by 1%......see how many people are getting in trouble then?

Is it their fault?

Look at all those steel workers who are going to loose their jobs......they probably all have cars and tellys and sofas and a credit card......they can't just get out of those contracts so will they be c**ts if they go bankrupt ?

Is it their fault?

Bankruptcy is nothing more than another business tool and the big boys are using it every day.....it's this small minded sense of "doing the right thing" that makes folks condem other folks.

News flash, there is no such thing as the "right thing" when it comes to dealing with big corporations or the government.

Say a bloke does go skint owing the tax man 50k.....it don't effect anyone in the grand scheme of things......they are ironing out 50k on paper clips at the revenue!!

I'm lucky in that I am retired and own everything I have but I have lived long enough to know and see how things are.

Atb

This is far from a jealousy thing. I like to see people 'who work hard' doing well. I aim to be like these people.

I'm talking about the folk who get loans and stuff with no intention of paying it back. It's them that usually play the victim when they start getting harassed about paying it back or returning goods.

And dinny bother writing another paragraph on big business men am no talking about them ffs....

I won't , I'll write a couple of lines about the single mum who needs a cooker or a fridge........scum I'm sure if she gets in trouble.

[Lab 10,979]

 

 

I know a man who years ago had a 150 blokes working for him when they were building Canary Wharf.......then Olympia & York who developed the place went skint and he was out of business over night.

On Monday he had 150 employees and on Tuesday morning he had nothing !.........so given the fact that not too many people have a 100k in readies laying around to buy a motor with, are we saying he deserved to drive a Mercedes on Monday but was a c**t on Tuesday because he couldn't pay for it any more?

It's easy to say "if you can't pay for it don't have it" but at the time lots of people get things they can pay for it.......however they are the plaything of the banks and the government and they decide how the economy works out.

The days of the long firm are pretty thin on the ground now so I reckon most people fully intend to pay for things when they get them but if circumstances change through no fault of their own then what can they do?

It don't make them a greedy, work shy prick......it makes them another victim of the powers that be.

You watch the BEMPC if they raise interest rates by 1%......see how many people are getting in trouble then?

Is it their fault?

Look at all those steel workers who are going to loose their jobs......they probably all have cars and tellys and sofas and a credit card......they can't just get out of those contracts so will they be c**ts if they go bankrupt ?

Is it their fault?

Bankruptcy is nothing more than another business tool and the big boys are using it every day.....it's this small minded sense of "doing the right thing" that makes folks condem other folks.

News flash, there is no such thing as the "right thing" when it comes to dealing with big corporations or the government.

Say a bloke does go skint owing the tax man 50k.....it don't effect anyone in the grand scheme of things......they are ironing out 50k on paper clips at the revenue!!

I'm lucky in that I am retired and own everything I have but I have lived long enough to know and see how things are.

Atb

This is far from a jealousy thing. I like to see people 'who work hard' doing well. I aim to be like these people.

I'm talking about the folk who get loans and stuff with no intention of paying it back. It's them that usually play the victim when they start getting harassed about paying it back or returning goods.

And dinny bother writing another paragraph on big business men am no talking about them ffs....

I won't , I'll write a couple of lines about the single mum who needs a cooker or a fridge........scum I'm sure if she gets in trouble.

And I could possibly feel quite sorry for her. But her pal along the road who's out every weekend and just back from Benidorm, if she needs a cooker there's no much sympathy.

[WILF 47,354]

Are we seriously saying that people get things with the full intention of having f***ing bailiffs rock up at the door every 5 minutes?

Where are you getting this stuff from?.....it's f***ing nonsense !

 

It's great the amount of people out there who are landing big contracts and paying for all the kit they need in readies up front !!.......could have done with all my customers like that !

Edited November 23, 2015 by WILF

[jacknife 2,005]

Are we seriously saying that people get things with the full intention of having f***ing bailiffs rock up at the door every 5 minutes?

Where are you getting this stuff from?.....it's f***ing nonsense !

 

It's great the amount of people out there who are landing big contracts and paying for all the kit they need in readies up front !!.......could have done with all my customers like that !

Some do in my 20 years of business I've had a few try and 2 succeeded but that was when I was naive

 

Lucky the 2 that were successful didn't rip me off for huge amounts

 

The fist was a single mother of 3 paid £100 deposit then had £500 balance to pay to the fitter when he had finished

 

10 minutes before he finished she left saying she was nipping upto the bank to get the money...didnt return left the fitter in the house with the 3 kids oldest was about 12

 

Second wrote a chq for £185 knowing fine well it would bounce..we tried the county courts but were advised not to pursue it as both were single mothers and we would just be throwing more money away

[BGD 6,436]

 

Are we seriously saying that people get things with the full intention of having f***ing bailiffs rock up at the door every 5 minutes?

Where are you getting this stuff from?.....it's f***ing nonsense !

 

It's great the amount of people out there who are landing big contracts and paying for all the kit they need in readies up front !!.......could have done with all my customers like that !

Some do in my 20 years of business I've had a few try and 2 succeeded but that was when I was naive

 

Lucky the 2 that were successful didn't rip me off for huge amounts

 

The fist was a single mother of 3 paid £100 deposit then had £500 balance to pay to the fitter when he had finished

 

10 minutes before he finished she left saying she was nipping upto the bank to get the money...didnt return left the fitter in the house with the 3 kids oldest was about 12

 

Second wrote a chq for £185 knowing fine well it would bounce..we tried the county courts but were advised not to pursue it as both were single mothers and we would just be throwing more money away

Did you hold the kids hostage til she paid?

[WILF 47,354]

Mate I understand, we have all took a knock.....be in business long enough and it happens.

Difference is, it's not nice but I doubt you would have give credit for more than you could afford to write off......have a lean spell and miss your rates payment for a couple of months at your premises......then you will see what bailiffs are all about.

As a man in business, you will know only too well that life isn't just black and white like some folk seem to think.

[nans pat 2,575]

them loan sharks are the same when they get knocked,

[jacknife 2,005]

 

Are we seriously saying that people get things with the full intention of having f***ing bailiffs rock up at the door every 5 minutes?

Where are you getting this stuff from?.....it's f***ing nonsense !

 

It's great the amount of people out there who are landing big contracts and paying for all the kit they need in readies up front !!.......could have done with all my customers like that !

Some do in my 20 years of business I've had a few try and 2 succeeded but that was when I was naive

 

Lucky the 2 that were successful didn't rip me off for huge amounts

 

The fist was a single mother of 3 paid £100 deposit then had £500 balance to pay to the fitter when he had finished

 

10 minutes before he finished she left saying she was nipping upto the bank to get the money...didnt return left the fitter in the house with the 3 kids oldest was about 12

 

Second wrote a chq for £185 knowing fine well it would bounce..we tried the county courts but were advised not to pursue it as both were single mothers and we would just be throwing more money away

Did you hold the kids hostage til she paid? [/

 

Should have done

 

I told him to leave as the kids were under 16

[Gaz_1989 9,539]

 

 

 

 

 

 

 

My point is, there probably lads on here turning over in excess of a million quid......now that is f***ing hard graft and it can all get taken away at the stroke of a pen !

They were just running their business not spending beyond their mean and so what if they have a nice car on the drive, if they are grafting hard enough then why not ?

 

It not being Charlie big bollocks, I personally hate those blokes who turn a nice few quid and are mean as f**k with it......they don't deserve money.

Iv got to mates earning 100 grand each a year, I reckon if there was an economic cash tomorrow they would be in the shiit...

 

I wouldn't feel sorry for em though...if I earned that I would of bought a house outright and put it in my kids name and I'd have a load of gold coins in my safe...if your taking a gamble always back up your bets.

Saving enough to buy a house outright and put some gold coins aways while paying bills, rent etc all on 100 grand a year? Wish I had your money managment skills

Buy a small flat,save,improve upon then sell the flat at a profit and buy a house/better flat in need of some work when you can and do the same.

 

How can you be on £100k a year and not afford to buy a house?

I'm on over 100 grand a year and have bought a few properties none of them outright though because I don't tend to have over 300 grand just sitting in the bank

My cousin is on £100k a year in an expensive part of London but his shitty little flat cost £300k and the general cost of living to "fit in" with his flashy mates costs him a small fortune. He can't get a car because he can't afford a parking space or garage so he cycles to work in his suit. Haha.

 

He would have a much better quality of life living where I live, on £40k a year in a £150k house with lots of disposable income.