waltjnr 7,611 Posted September 7, 2015 Report Share Posted September 7, 2015 Could never understand why any sibling could take more than their fair share of anything. Fair is fair And we all know right from wrong Even if you fell out with your mam ect Your sister should of done the right thing and gave you half. Ahahahaha. Apparently she needed it more than me. I was driven, worked hard and bought my first house at 23. My sister was on an all expenses paid trip of a lifetime to Australia courtesy of my mother. She stays in the house my mother bought her, playing at farming on the 40 acres my mother gave her. The price is she has to live with my mother. I will make my own way in the world and f**k the lot of them. The pair of bitches deserve each other. Is she fit? either of them? 2 Quote Link to post Share on other sites
shepp 2,285 Posted September 7, 2015 Report Share Posted September 7, 2015 Read all the replies to this post, can't believe nobodies mentioned its not something every kid would do if they had the wherewithal or vice versa, surely we should all look after our own? Cheers, D. I guess it's because short of winning the lottery, many of the younger guys can only dream about owning a house, let alone paying off the parents mortgage. Quote Link to post Share on other sites
unlacedgecko 1,467 Posted September 7, 2015 Report Share Posted September 7, 2015 Could never understand why any sibling could take more than their fair share of anything. Fair is fair And we all know right from wrong Even if you fell out with your mam ect Your sister should of done the right thing and gave you half. Ahahahaha. Apparently she needed it more than me. I was driven, worked hard and bought my first house at 23. My sister was on an all expenses paid trip of a lifetime to Australia courtesy of my mother. She stays in the house my mother bought her, playing at farming on the 40 acres my mother gave her. The price is she has to live with my mother. I will make my own way in the world and f**k the lot of them. The pair of bitches deserve each other. Is she fit? either of them? Not to me. My mother is in her 60s and my sister is marrying her long tern boyfriend later this year. I won't be going... Quote Link to post Share on other sites
unlacedgecko 1,467 Posted September 7, 2015 Report Share Posted September 7, 2015 Read all the replies to this post, can't believe nobodies mentioned its not something every kid would do if they had the wherewithal or vice versa, surely we should all look after our own? Cheers, D. I guess it's because short of winning the lottery, many of the younger guys can only dream about owning a house, let alone paying off the parents mortgage. That's bollocks. If you want something enough, make it happen. There was a thread in here recently with people boasting of spending £250+ on a night out. Less drink drugs video games and 'trendy' clothes, more saving. Have a deposit saved up in no time... 3 Quote Link to post Share on other sites
Born Hunter 17,856 Posted September 7, 2015 Report Share Posted September 7, 2015 (edited) Read all the replies to this post, can't believe nobodies mentioned its not something every kid would do if they had the wherewithal or vice versa, surely we should all look after our own? Cheers, D. I guess it's because short of winning the lottery, many of the younger guys can only dream about owning a house, let alone paying off the parents mortgage. That's bollocks. If you want something enough, make it happen. There was a thread in here recently with people boasting of spending £250+ on a night out. Less drink drugs video games and 'trendy' clothes, more saving. Have a deposit saved up in no time... Absolutely. Hear it a lot, people saying they can't afford a house, when what they mean is they can't afford the lifestyle they think they are entitled to. It's harder for this generation than 50 years ago when houses were pennies to buy, but they're not unattainable. Life's frugal at the start, it picks up with a sensible attitude to personal finance though. Edited September 7, 2015 by Born Hunter 1 Quote Link to post Share on other sites
Slippery_Weasel 460 Posted September 7, 2015 Report Share Posted September 7, 2015 Read all the replies to this post, can't believe nobodies mentioned its not something every kid would do if they had the wherewithal or vice versa, surely we should all look after our own? Cheers, D. I guess it's because short of winning the lottery, many of the younger guys can only dream about owning a house, let alone paying off the parents mortgage.That's bollocks. If you want something enough, make it happen. There was a thread in here recently with people boasting of spending £250+ on a night out. Less drink drugs video games and 'trendy' clothes, more saving. Have a deposit saved up in no time... Absolutely. Hear it a lot, people saying they can't afford a house, when what they mean is they can't afford the lifestyle they think they are entitled to. It's harder for this generation than 50 years ago when houses were pennies to buy, but they're not unattainable. Life's frugal at the start, it picks up with a sensible attitude to personal finance though. Spot on! Heard loads of people whining about house prices and not being able to get one while wearing clothes that cost more than I have in my entire wardrobe! Or people that 'can't afford' a house but that drive a flash car. All about priorities and sacrifice but it's all achievable Quote Link to post Share on other sites
shepp 2,285 Posted September 7, 2015 Report Share Posted September 7, 2015 Round this way, in the cheapest area, a small one bed flat is at least £130,000. So if the average wage is £25,000 and you can borrow 3 1/2 x your salary, this is about £90,000. This leaves you to find about £50,000 cash to buy the flat and pay fees and buy some second hand furniture and some cheap appliances. Takes a bit of saving living with your parents and very difficult if you are renting a room, which round here is about £120 a week. Quote Link to post Share on other sites
unlacedgecko 1,467 Posted September 7, 2015 Report Share Posted September 7, 2015 Round this way, in the cheapest area, a small one bed flat is at least £130,000. So if the average wage is £25,000 and you can borrow 3 1/2 x your salary, this is about £90,000. This leaves you to find about £50,000 cash to buy the flat and pay fees and buy some second hand furniture and some cheap appliances. Takes a bit of saving living with your parents and very difficult if you are renting a room, which round here is about £120 a week. According to the salary calculator, an annual salary of £25k would give a take home of £20,087.20 per annum. That's £386 a week. £120 per week for rent, £30 a week for food, leaves £150. £136 a week for commuting, clothes and replacement household goods/luxuries. Saving £50 a week is £2600 a year. Obviously it will take a while to save up £50,000 at that. But no one said it would be easy. Find a way to earn extra cash in the other 128 hours in the week. I haven't worked an 'average' week since I was 18. Find a property which requires renovations/investigate part ownership opportunities. I bought my first property with the money I saved from 6 months in the desert (over my 23 birthday no less). I bought my 2nd with God knows how many thousand hours behind the wheel of a truck, working unsociable hours, weekends and doing contracts that other people didn't want to do (often doing day shifts and night shifts in the same week). My annual clothes budget is less that £200 a year and I drive a T reg Astra van. We do all our grocery shopping in Lidl/Aldi and have a night out maybe once a month. And I cut my own hair. It's just a question of motivation and priorities. 2 Quote Link to post Share on other sites
jacknife 2,005 Posted September 7, 2015 Report Share Posted September 7, 2015 Lifes to short to worry about buying a house If you can afford it go for it but you need to enjoy yourself...you only have a limited time I know a few people who's lives revolve around working just to buy that house 2 Quote Link to post Share on other sites
Born Hunter 17,856 Posted September 7, 2015 Report Share Posted September 7, 2015 Round this way, in the cheapest area, a small one bed flat is at least £130,000. So if the average wage is £25,000 and you can borrow 3 1/2 x your salary, this is about £90,000. This leaves you to find about £50,000 cash to buy the flat and pay fees and buy some second hand furniture and some cheap appliances. Takes a bit of saving living with your parents and very difficult if you are renting a room, which round here is about £120 a week. I've just looked on right move in Surrey and found flats for sale for 70- grand. Now I'd expect anybody to be able to live within 10 miles of work and commute which opens up even more area. Sorry mate, I don't buy this too expensive talk. Quote Link to post Share on other sites
Alimac2 321 Posted September 7, 2015 Report Share Posted September 7, 2015 ......And filmed it and put it on the internet?. Class ! No. I never filmed anything. It stopped the family home being repossessed. My mother thanked my by repaying the £12k when she sold the house. The other £300k from the sale was given to my sister... He was on about the original video clip you plank :-) hope all is well mate.. Quote Link to post Share on other sites
Born Hunter 17,856 Posted September 7, 2015 Report Share Posted September 7, 2015 I'll add, I think my generation are more willing to move for work. Maybe a better way of putting it is they actually want to move and resettle which opens up more work opportunities and therefore a chance at the property ladder. Quote Link to post Share on other sites
neems 2,406 Posted September 7, 2015 Report Share Posted September 7, 2015 House prices are ridiculous,but we as a country are overcrowded and that isn't gonna change any time soon,so if you've got kids property is the best investment you can hand down to them imo by the time todays children are adults imagine how much it will cost to rent,and no doubt the cost of food will rise sharply as we import more and produce less,if they want to stay here you'll make their lives a hell of a lot more comfortable for them by giving them a roof over their heads. 1 Quote Link to post Share on other sites
shepp 2,285 Posted September 7, 2015 Report Share Posted September 7, 2015 Round this way, in the cheapest area, a small one bed flat is at least £130,000. So if the average wage is £25,000 and you can borrow 3 1/2 x your salary, this is about £90,000. This leaves you to find about £50,000 cash to buy the flat and pay fees and buy some second hand furniture and some cheap appliances. Takes a bit of saving living with your parents and very difficult if you are renting a room, which round here is about £120 a week. I've just looked on right move in Surrey and found flats for sale for 70- grand. Now I'd expect anybody to be able to live within 10 miles of work and commute which opens up even more area. Sorry mate, I don't buy this too expensive talk. I doubt you or anybody else on here would choose to visit South London, let alone buy a property there. Quote Link to post Share on other sites
unlacedgecko 1,467 Posted September 8, 2015 Report Share Posted September 8, 2015 ......And filmed it and put it on the internet?. Class !No. I never filmed anything. It stopped the family home being repossessed. My mother thanked my by repaying the £12k when she sold the house. The other £300k from the sale was given to my sister...He was on about the original video clip you plank :-) hope all is well mate.. Over worked and underpaid! Lol. Struggling with the cost of childcare. How's you and the tribe? Quote Link to post Share on other sites
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