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Car Park Ding


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Right so...

Wife reversing out of space, more than 1/2 way across road in car park and another car reverses into her

She stops dead, other car pulls forward again

He blames her, she says was him

He is intimidating

She says calm down and calls me in another shop, and days will also call police so they can sort it

I turn up, he's an idiot, clearly in wrong looking at where cars are

I tell him that

He gets grumpy

I say fine I'll call police they can sort it

He says forget it and drives off quickly

Didn't give his details

 

I'm thinking report eejit to police for leaving scene if accident ad screwing his insurance for wife's whiplash, she has a stuff neck now, daughter (5) who was in car a bit upset too and screaming 18 month old just generally grumpy about it

Any thoughts

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Most car parks are private land so insurance don't count,same as garage forcourts and had a prang on one once where the other owner was offered cash but he was being a dick about it and old bill etc and in the end the insurance company told his to feck off due to it being on private land.

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Interesting, last time I came across this someone reversed into my jag (I was shopping at time) and buggered off but a nice person took reg and I got the details.

Police did them for leaving scene (and they were fined by mag court) and their ins paid out for damage too. That was in a multi story car park

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no matter how this goes it will still be regarded as a claim and your no-claims is stuffed, if the damage to your car can be put right cheaply then do it your self, when you take into account the NCD and the increased premiums until you get it back then anything upto probably a grand nowadays is better off putting down to experience and paying out of your own pocket, if the other guy is seriously in the wrong and you can prove it, fix you car and claim from him through the small claims court, that way you might get a payout without it appearing on your insurance as a claim

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no matter how this goes it will still be regarded as a claim and your no-claims is stuffed, if the damage to your car can be put right cheaply then do it your self, when you take into account the NCD and the increased premiums until you get it back then anything upto probably a grand nowadays is better off putting down to experience and paying out of your own pocket, if the other guy is seriously in the wrong and you can prove it, fix you car and claim from him through the small claims court, that way you might get a payout without it appearing on your insurance as a claim

Damage negligible reporting to plod as per law but may do nothing else
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Most car parks are private land so insurance don't count,same as garage forcourts and had a prang on one once where the other owner was offered cash but he was being a dick about it and old bill etc and in the end the insurance company told his to feck off due to it being on private land.

your insurance company took the piss out of you.

of course your car is insured on private property, the roads are technically private property, belonging to the government. your car needs to be insured to be on private property if its in a public place. shopping car park, garage forecourt etc. unless you own the property.

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