bill88 6 Posted October 19, 2007 Report Share Posted October 19, 2007 A few weeks ago there was a thread on here about people claiming back bank charge's.Can someone enlighten me,on the present situation regarding bank charge's.I've just gone to the hole in the wall,and there was £33.00 missing from my account.I telephoned the bank and was told i had been charged for an unauthorised overdraft,They have charged me £8 for being £6 overdrawn and £25 for admin cost's!! f*****g robbing b******s All they need is a mask and a f*****g horse.I asked if this was legal,with the present climate surrounding banks being sued,she told me "we are well within our rights to charge fee's,there is at present no legislation outlining whether banks can or cannot charge there customers" Quote Link to post Share on other sites
Kay 3,709 Posted October 19, 2007 Report Share Posted October 19, 2007 A few weeks ago there was a thread on here about people claiming back bank charge's.Can someone enlighten me,on the present situation regarding bank charge's.I've just gone to the hole in the wall,and there was £33.00 missing from my account.I telephoned the bank and was told i had been charged for an unauthorised overdraft,They have charged me £8 for being £6 overdrawn and £25 for admin cost's!! f*****g robbing b******s All they need is a mask and a f*****g horse.I asked if this was legal,with the present climate surrounding banks being sued,she told me "we are well within our rights to charge fee's,there is at present no legislation outlining whether banks can or cannot charge there customers" Oh yes there good at doing that in my case to the tune of £ 2.500 Quote Link to post Share on other sites
bill88 6 Posted October 19, 2007 Author Report Share Posted October 19, 2007 A few weeks ago there was a thread on here about people claiming back bank charge's.Can someone enlighten me,on the present situation regarding bank charge's.I've just gone to the hole in the wall,and there was £33.00 missing from my account.I telephoned the bank and was told i had been charged for an unauthorised overdraft,They have charged me £8 for being £6 overdrawn and £25 for admin cost's!! f*****g robbing b******s All they need is a mask and a f*****g horse.I asked if this was legal,with the present climate surrounding banks being sued,she told me "we are well within our rights to charge fee's,there is at present no legislation outlining whether banks can or cannot charge there customers" Oh yes there good at doing that in my case to the tune of £ 2.500 Bloody hell Kay,what did they take that amount for? (tell me to mind me own if you like). Quote Link to post Share on other sites
Giro 2,648 Posted October 19, 2007 Report Share Posted October 19, 2007 i want mine back £950 shame its only over last 6 years and not 8 coz i had a real bender of a year when i was 18... Quote Link to post Share on other sites
Missie 1 Posted October 19, 2007 Report Share Posted October 19, 2007 (edited) As far as i'm aware any claims for bank charges is being put on hold while they fight out in court the rights and wrongs over charges. Until the court case is settled no claims can go ahead. You can also claim back and credit card charges too though, this is not on hold. There was an item on GMTV during the week about it info Here Edited October 19, 2007 by Missie Quote Link to post Share on other sites
twins 0 Posted October 19, 2007 Report Share Posted October 19, 2007 don't forget credit card charges with the postal strikes holding up post it's not an excuse, the credit card companys will still charge you, to avoid charges phone your card company well befor your payment is due and ask what your minimum payment should be then pay it in time. twins Quote Link to post Share on other sites
bill88 6 Posted October 19, 2007 Author Report Share Posted October 19, 2007 As far as i'm aware any claims for bank charges is being put on hold while they fight out in court the rights and wrongs over charges. Until the court case is settled no claims can go ahead. You can also claim back and credit card charges too though, this is not on hold. There was an item on GMTV during the week about it info Here Thanks for the link missie,i've had a look,and believe me as soon as that bank opens Monday morning,the manager is going to need feckin ear plugs. Quote Link to post Share on other sites
Kay 3,709 Posted October 19, 2007 Report Share Posted October 19, 2007 As far as i'm aware any claims for bank charges is being put on hold while they fight out in court the rights and wrongs over charges. Until the court case is settled no claims can go ahead. You can also claim back and credit card charges too though, this is not on hold. There was an item on GMTV during the week about it info Here Thanks for the link missie,i've had a look,and believe me as soon as that bank opens Monday morning,the manager is going to need feckin ear plugs. Go Bill Go Bill Quote Link to post Share on other sites
bill88 6 Posted October 19, 2007 Author Report Share Posted October 19, 2007 Go Bill Go Bill Kay,if i'd dropped it out my pocket,i'd be pee'ed off,but at the moment i'm f*****g bursting at the seams (i'm not the most laid back at the best of time's) Its legitimate feckin pick pocketing.My daughters just back from a week away with the school,we were all going out for some grub,now its gonna have to be a take away. Quote Link to post Share on other sites
Missie 1 Posted October 19, 2007 Report Share Posted October 19, 2007 I'm also pretty sure they HAVE to give you written notice about 10 days before they take the charges so kick up enough fuss and they should refund them for you. Good luck! Quote Link to post Share on other sites
bill88 6 Posted October 19, 2007 Author Report Share Posted October 19, 2007 I'm also pretty sure they HAVE to give you written notice about 10 days before they take the charges so kick up enough fuss and they should refund them for you. Good luck! I mentioned that to the woman i spoke to, her answer was "we did send you a letter explaining the charge,but it must have been delayed with the strikes" Quote Link to post Share on other sites
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