Matt 160 Posted February 8, 2014 Report Share Posted February 8, 2014 I'm just taking out a new insurance policy on the van. I've been with Dial Direct for a few years, and the renewal was £60 per month which seemed a bit too steep. I've gone to Compare the Market, and got some quotes including Dial Direct who are offering to do it for less than £20 on there... Any recommendations, or companies to watch? Quote Link to post Share on other sites
walshie 2,804 Posted February 8, 2014 Report Share Posted February 8, 2014 Got mine direct with Swintons. Fully comp for business use is about £300ish a year. Quote Link to post Share on other sites
tb25 4,627 Posted February 8, 2014 Report Share Posted February 8, 2014 GO SKIPPY IS CHEAPER THAN MOST PLACES...SHAME I MISSED A PAYMENT COURSE WITH THEM I WAS PAYING 1100 A MONTH,NOW I PAY 1800.. Quote Link to post Share on other sites
smithie 2,443 Posted February 8, 2014 Report Share Posted February 8, 2014 dont go with octagan i took a fully comp policy and 2 months in to it they phoned to say i need to pay more if i want pasingers covered.... moxy also got a bit of a horror story with them you have been warned Quote Link to post Share on other sites
Matt 160 Posted February 8, 2014 Author Report Share Posted February 8, 2014 dont go with octagan i took a fully comp policy and 2 moths in to it they phoned to say i need to pay more if i want pasingers covered.... moxy also got a bit of a horror story with them you have been warned Thanks for that. Just the kind of information I wanted. I'm feeling a bit of a dick really. I've blindly allowed the policy to renew year after year and not bothered looking at the price. It looks like I've been shafted. Price isn't really an issue; I've got dozens of quotes on CtM most of which are less than £25 per month. What concerns me is that some of these companies are rubbish and I would rather pay a bit more and know I was dealing with a good one. Quote Link to post Share on other sites
Its_grim_up_norf 577 Posted February 8, 2014 Report Share Posted February 8, 2014 GO SKIPPY IS CHEAPER THAN MOST PLACES...SHAME I MISSED A PAYMENT COURSE WITH THEM I WAS PAYING 1100 A MONTH,NOW I PAY 1800.. what the hell do you drive mate..? Quote Link to post Share on other sites
Malt 379 Posted February 8, 2014 Report Share Posted February 8, 2014 GO SKIPPY IS CHEAPER THAN MOST PLACES...SHAME I MISSED A PAYMENT COURSE WITH THEM I WAS PAYING 1100 A MONTH,NOW I PAY 1800.. what the hell do you drive mate..? ..or what have you got on your licence? Quote Link to post Share on other sites
tb25 4,627 Posted February 8, 2014 Report Share Posted February 8, 2014 AM A NEW DRIVER PAL..BYEING THIS WAS A BIG MESTAKE...ITS BEEN IN THE GARAGE 3 WEEK WITH GEAR PROBLEMS...GOT PROPPER f****d OVER BY THE CAR SHOP BUT THERE ARE FIXING IT...THE DOG BUS ...NOT LOL,I HAD MORE MONEY THAN SENCE AT THE TIME... YOU LIVE AND YOU LEARN 1 Quote Link to post Share on other sites
tb25 4,627 Posted February 8, 2014 Report Share Posted February 8, 2014 ITS CLEAN MATE ONLY HAD IT A FEW MONTHS...GUTTED I GOT THIS AV NOT DROVE IT MORE THAN A WEEK WHEN THE GEAR BOX f****d UP LOL...SHOULD OF TOOK NOTE OF ME OLD MAN GRRRR LOL Quote Link to post Share on other sites
norseman 424 Posted February 8, 2014 Report Share Posted February 8, 2014 always shop around, and haggle with a brass neck. nearly got shafted myself for home and conents last year (by the mrs so called mate) estate agent Quote Link to post Share on other sites
Nik_B 3,790 Posted February 8, 2014 Report Share Posted February 8, 2014 Seems like insurance has gone down this year, for the first time I can remember my quote for Feb is going to be less than the previous year. 41 years old, not had a point for 14 years, not had a claim for even longer and don't drive to work (restricted mileage) and last year it was still 460 quid Quote Link to post Share on other sites
RossM 8,119 Posted February 8, 2014 Report Share Posted February 8, 2014 AM A NEW DRIVER PAL..BYEING THIS WAS A BIG MESTAKE...ITS BEEN IN THE GARAGE 3 WEEK WITH GEAR PROBLEMS...GOT PROPPER f****d OVER BY THE CAR SHOP BUT THERE ARE FIXING IT...THE DOG BUS ...NOT LOL,I HAD MORE MONEY THAN SENCE AT THE TIME... YOU LIVE AND YOU LEARN 1545898_637456262958997_2132526525_n.jpg 7265_555884724449485_787692524_n.jpg7265_555884724449485_787692524_n.jpg Didn't know you could get a BMW for around the 20p mark......... Quote Link to post Share on other sites
moxy 617 Posted February 17, 2014 Report Share Posted February 17, 2014 DONT go with octagon!! I was hit head on whilst I was sat stationary at a junction by a drunk driver. He fell out of his car. Staggered to his feet. Wobbled across the road to inspect the damage. Mumbled something along the lines of "damage blah blah my car"!!?? ( he was Feckin trollied. He got back in his car and drove off!! Pranging a further 3 cars in doing so. The old bill picked him up half hour later and he was locked up and charged. 5 times over the limit. Fortunately he was insured but this didn't really count for much. My insurance company "octagon" fought me all the way and left us without a family vehicle over Christmas. They insisted we drove our wrote off vehicle. As it was drive able although not fit for purpose and un roadworthy. Lost our car........? When they finally collected it. When they managed to find it (after a month) valued it at £190!! Which was lower than our excess so we owed them a tenner!! Apparently it had bald tyres but they couldn't decide how many and the engineer wrote on the report that this was not a result of the accident without driving the car!! The interior of the car was dirty so that lowered the value!! For which I apologised and explained that the next time I get run off the road by a drink driver I will make sure to have the car valeted. The list goes on. It was an absolute kop out on their behalf. I didn't get anywhere with them until I got the ombudsman involved. Even then we only got paid a very low amount. The case is in dispute and still ongoing. However. They couldn't do enough to see the personal injury claim went through faultlessly. As smithie said earlier. You have been warned. Quote Link to post Share on other sites
christian71 3,187 Posted February 17, 2014 Report Share Posted February 17, 2014 NFU 2 Quote Link to post Share on other sites
The one 8,467 Posted February 17, 2014 Report Share Posted February 17, 2014 We are with direct line as they renew it easy and with all the cars and the house you get a discount but theres no loyalty with insurance companys your far better phoning round them all 1 Quote Link to post Share on other sites
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