bill88 6 Posted September 12, 2007 Report Share Posted September 12, 2007 Can anyone claim ? Raeson i ask is on mine and my wifes current acount,we have been charged quite a few times over the years for being pennies overdrawn.One example,the tv license direct debit was due,good old auntie tried to take it 3 days early,insufficient funds in account.The bank bounced the payment which was £29,they charged me £25 for a non authorised overdraft,then when i put the money in the account to cover the direct debit,the bank took it for the charge,and bounced the direct debit payment again and charged me another £25. Last week i had to take my BeddyxWhippet to the emergency vet,cost me £77 i paid on my debit card,and then ordered some wormers online and for got i'd paid the vet on the card.I was £2.31 overdrawn,and the bank sting me for £10!! I've been with them for 14 years. Quote Link to post Share on other sites
ferret15 0 Posted September 12, 2007 Report Share Posted September 12, 2007 Can anyone claim ? Raeson i ask is on mine and my wifes current acount,we have been charged quite a few times over the years for being pennies overdrawn.One example,the tv license direct debit was due,good old auntie tried to take it 3 days early,insufficient funds in account.The bank bounced the payment which was £29,they charged me £25 for a non authorised overdraft,then when i put the money in the account to cover the direct debit,the bank took it for the charge,and bounced the direct debit payment again and charged me another £25.Last week i had to take my BeddyxWhippet to the emergency vet,cost me £77 i paid on my debit card,and then ordered some wormers online and for got i'd paid the vet on the card.I was £2.31 overdrawn,and the bank sting me for £10!! I've been with them for 14 years. thats exactly it mate its the people who dont have loads of money that are being stung when you sign up to your bank you agree to a contract by going overdrawn you breech your contract they are allowed to claim back there expenses for notifying someone your payment cant be made etc etc but it must be a realistic amount anything over this is a penalty they are not allowed to penalize you!! then they are in breech of their contract Quote Link to post Share on other sites
spade 224 Posted September 12, 2007 Report Share Posted September 12, 2007 I heard on the news yesterday that one of the banks has now reduced its charges for unauthorised overdrafts etc. Quote Link to post Share on other sites
Kay 3,709 Posted September 13, 2007 Author Report Share Posted September 13, 2007 Can anyone claim ? Raeson i ask is on mine and my wifes current acount,we have been charged quite a few times over the years for being pennies overdrawn.One example,the tv license direct debit was due,good old auntie tried to take it 3 days early,insufficient funds in account.The bank bounced the payment which was £29,they charged me £25 for a non authorised overdraft,then when i put the money in the account to cover the direct debit,the bank took it for the charge,and bounced the direct debit payment again and charged me another £25.Last week i had to take my BeddyxWhippet to the emergency vet,cost me £77 i paid on my debit card,and then ordered some wormers online and for got i'd paid the vet on the card.I was £2.31 overdrawn,and the bank sting me for £10!! I've been with them for 14 years. you can claim back any charges from the past 6 yrs Bill Quote Link to post Share on other sites
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