Pet Plan Insurance

[delswal 3,819]

 

I've had a shit year with the dogs but if my mrs hadn't set my lot up with insurance I'd have lost a dog and been very skint!!!!

One of mine had a rta £3.5k,tail docked £300 and another had a toe off £750 the company happily dealt with vets on all accounts and paid ASAP.

Wouldn't be without it now.

Got a toe of couple of years ago 100 quid.

3.5 k do you really think its going to work again and for how long.

Each to there own but if you think I'm talking bollux I know you are and the vet must love to see you coming.......

Vet "book a holiday love westys been in again"

 

3.5k ffs i would have phoned the insurance company .......gimme £1500 i will have the dog pts....insurance company saves 2k you make 1500 and the dog is no longer suffering .............everybody happy ......and a lesson learned ........DONT RUN YA DOG NEAR ROADS

[paulus 26]

Not worth arguing over boys. Each to their own.

 

You sound like a lucky man weasle. Very lucky. Dogs never get seriously injured, when they do your vet charges penny's and is happy to be paid weekly.

 

You're laughing.

 

Many of us aren't that lucky.

 

I'm with westy here. If my vet wants to charge my insurance company £2000 for something that your vet would charge £500 then I really don't care as long as my dog is well and it only costs me the £75 excess

the problem there is by allowing that to happen, you are creating a two tier veterinary system and playing to both the vets greed and your insurance company, who will both milk you dry in the end. who do you think will eventually end up paying for the vets inflated bills

[Westy76 546]

Lol

Your the one on shouting about how all the expensive treatments,by your price of a toe I'd say my 500 hundred would be about right.

Bet your vet never said I'm doing well out of this don't bother with the 50 did he.

No need to be getting all wound up, your happy, I'm happy your vets very very happy

Not shouting about anything just advocating having insurance I don't give a monkeys how expensive it is after that

And my price for the toe included a shit load of X-rays to make double sure it had to come off and wasn't repairable as I'd have let him miss the season to keep his toe but if left on would of been retired at 4 with crippling arthritis.

Btw a 75lb dog to knock out is £300 for a few hours and he had that everyday for 3 days just to remove the grit and road shit before the could even attempt to put a stitch in not including the 24/7 care in a specialist hospital for 4 days.

[Gaz_1989 9,539]

 

 

Not worth arguing over boys. Each to their own.

 

You sound like a lucky man weasle. Very lucky. Dogs never get seriously injured, when they do your vet charges penny's and is happy to be paid weekly.

 

You're laughing.

 

Many of us aren't that lucky.

 

I'm with westy here. If my vet wants to charge my insurance company £2000 for something that your vet would charge £500 then I really don't care as long as my dog is well and it only costs me the £75 excess

the problem there is by allowing that to happen, you are creating a two tier veterinary system and playing to both the vets greed and your insurance company, who will both milk you dry in the end. who do you think will eventually end up paying for the vets inflated bills

Not me because I'm insured

 

In all seriousness I can see both sides of the argument. But I've thought long and hard about insurance and I can't afford not to have it.

[Westy76 546]

 

 

Not worth arguing over boys. Each to their own.

 

You sound like a lucky man weasle. Very lucky. Dogs never get seriously injured, when they do your vet charges penny's and is happy to be paid weekly.

 

You're laughing.

 

Many of us aren't that lucky.

 

I'm with westy here. If my vet wants to charge my insurance company £2000 for something that your vet would charge £500 then I really don't care as long as my dog is well and it only costs me the £75 excess

the problem there is by allowing that to happen, you are creating a two tier veterinary system and playing to both the vets greed and your insurance company, who will both milk you dry in the end. who do you think will eventually end up paying for the vets inflated bills

That's why you do your homework and get a price for life policy with no rise in premiums

[weasle 1,119]

 

Lol

Your the one on shouting about how all the expensive treatments,by your price of a toe I'd say my 500 hundred would be about right.

Bet your vet never said I'm doing well out of this don't bother with the 50 did he.

No need to be getting all wound up, your happy, I'm happy your vets very very happy

Not shouting about anything just advocating having insurance I don't give a monkeys how expensive it is after that

And my price for the toe included a shit load of X-rays to make double sure it had to come off and wasn't repairable as I'd have let him miss the season to keep his toe but if left on would of been retired at 4 with crippling arthritis.

Btw a 75lb dog to knock out is £300 for a few hours and he had that everyday for 3 days just to remove the grit and road shit before the could even attempt to put a stitch in not including the 24/7 care in a specialist hospital for 4 days.

No vets going to take toes of without taking X-rays first but how many do you need.£300 to knock out a dog that's just insurance prices again.

[johnny boy68 11,726]

Vet's receptionist shouts through "we've got another insurance job here........"

 

....

[Bosun11 537]

I've got insurance, my Mrs talked me into it after a recent spate of accidents and deaths (I lost two promising youngsters and my old dog lost an eye and then had spinal trauma) which all sounds bad but after 30+ years with working dogs i've only had the odd stitch needed before and I done most treatments myself... Then my old vet retired, he was like the type Weasle mentioned, rural, mostly big animal treatments, no messin an dirt cheap. So I was left to find a good local... Impossible, so to give my Mrs piece of mind, insurance it was...

 

Edited to add, is it just me, because a bill of 4k plus just wouldn't sit right, insurance or not, if there was that much damage and I really didn't know or trust the vet, I really think i'd choose a 'different' option....

[weasle 1,119]

You have it bosun no pretty nurses ,fancy surgerys,you hold what he needs holding,mine as the advantage of being into running dogs himself.

5 years less than you first lurcher broke her leg that's where the £200 vets bill comes from and up Untill the last couple of years,hardly saw a vet,funny how it goes.

If I'd of been putting a 10 a month away for that long could dip into it for a holiday now.

[dytkos 17,801]

Swings and roundabouts

I had 2 of mine insured for the first 7 years of their lives. About £120 each (12 years ago)

One had about £1700 from insurance before I had her PTS

Other one still here (14) and had no claims on him.

If I take a dog to the vets to be faced with a quote of 2, 3 or 4 grand, I know what I would be doing, insurance or no insurance

 

Cheers, D.

[alfie71 24]

Been thinking about pet insurance.which company does anyone recommend ive heard a few bad things about tesco

[BIGLURKS 874]

Thx god Iam friends with my vet think I would slap my pal if he tried too charge me more then 50 for a couple of sticthes

[B.P.R 2,798]

Just got a text off my mate... his dog had a sore on its nose... turns out to be a tumour... needs an op....

 

Otherwise the dogs fine...

 

Would you really want to PTS a dog because of a tumour on its nose.... where it would fully recover....

 

Because you didnt have the cash?

[Big bald beautiful 1,231]

I would have to if the vet said cash only, I could scrape up maybe £200-£300 but anymore and I would be f****d.

[B.P.R 2,798]

I would have to if the vet said cash only, I could scrape up maybe £200-£300 but anymore and I would be f****d.

Most are the same....

 

Which IMO is where your insurance is valuable....