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Ive Never Been So Skint!


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This has been the hardest year financially. Living alone now has made sure of that. But I've managed. Got this fishing thing... When really I can't afford it cause I have Ayia Napa the following week... Another thing I shouldn't have booked but f**k it your only young once.

I've always been good with money, always been the one with plenty cash, fast cars, good clothes and never miss a trip away. All changed now though......Even have to buy food stuff in the cheapo section...... Pisses me off!!!!

Caviar's off the menu this year then..? :laugh:

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thinking back i remember waiting to get paid from a job down to our last few quid i bought a sack of spuds and a load of meat pies we lived on pie n chips ,pie n mash all week ..by the weekend i`d bee

Don't pay attention to what other people are doing, there's a lot of people who are up to their eyeballs in debt but don't let on.

i`m in a fortunate position these days not saying we hav`nt gone without and at times its been a struggle and hard graft it all came together for me around 5 years ago when i started to reap the rewar

thinking back i remember waiting to get paid from a job down to our last few quid i bought a sack of spuds and a load of meat pies we lived on pie n chips ,pie n mash all week ..by the weekend i`d been paid we stocked up on food sunday we had roast chicken i remember my eldests who`d of been around 5 --bottom lip going he folded his arms i said whats up mate ----i wanted a pie :D

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Plummer once said

A man is rich in proportion to the things he can do without?

I just need to get shut of the wife and I'd be plain sailing

 

I think he was paraphrasing Henry David Thoreau :laugh:

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Plummer once said

A man is rich in proportion to the things he can do without?

I just need to get shut of the wife and I'd be plain sailing

 

I think he was paraphrasing Henry David Thoreau :laugh:

 

he would of nicked it from somebody that's for sure ...

Edited by the_stig
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This has been the hardest year financially. Living alone now has made sure of that. But I've managed. Got this fishing thing... When really I can't afford it cause I have Ayia Napa the following week... Another thing I shouldn't have booked but f**k it your only young once.

I've always been good with money, always been the one with plenty cash, fast cars, good clothes and never miss a trip away. All changed now though......Even have to buy food stuff in the cheapo section...... Pisses me off!!!!

We heard you the first time! You'll not get no sympathy! :D

Bloody I phone..... Lol

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I do no bad in the summer laying paving blocks ect but its always the same when youv got a little money stashed away something else breaks on the van diff last week 560 pound and 250 for bits and they lad our for fitting it . I'm shite with money f**k nose where it goes but I don't really bother about it just crack on it boils the girlfriends piss though lol

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This has been the hardest year financially. Living alone now has made sure of that. But I've managed. Got this fishing thing... When really I can't afford it cause I have Ayia Napa the following week... Another thing I shouldn't have booked but f**k it your only young once.

I've always been good with money, always been the one with plenty cash, fast cars, good clothes and never miss a trip away. All changed now though......Even have to buy food stuff in the cheapo section...... Pisses me off!!!!

We heard you the first time! You'll not get no sympathy! :D

Bloody I phone..... Lol

Course it was,going for the sympathy vote eh,lab.lol
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Plummer once said

A man is rich in proportion to the things he can do without?

I just need to get shut of the wife and I'd be plain sailing

I think he was paraphrasing Henry David Thoreau :laugh:

I know it wasn't his but you need to get out more lol
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I got fook all ,.......but theres ways and means to make money and the ones who aren't working are better off.........and that is a fact.. :yes: especially with family they get looked after by the government ......as I have found out through my previous experience.........when my youngest goes up to big school it will be a lot better for me and work.....but play the scummy government at there own game,..............they wont be getting very much out of me ,...enough is enough

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This'll be a big couple of years for me, built our (me and brother) business up for 15 years and then last January we merged with the man I first learnt from, giving us a much bigger concern, more headache and problems but hopefully the rewards to match.

To come off the tools and run it was a big decision for me, but it would seem it was the right one.. We've picked up a lot of work enough for the rest of this year and 2 contracts that will be going for 3-4 years...

I'm not counting my chickens though, 3 years ago we nearly lost the lot ( literally) when the shit dropped down hill from tescos and caught us at the bottom for over 40k, I learnt a few hard lessons there....

We'd worked our bollocks off all over the country and we still ended up close to being homeless...

 

We'll see though, as my Dad always says " keep your head down and your ass up"........ Shit that sounds so wrong lol

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This'll be a big couple of years for me, built our (me and brother) business up for 15 years and then last January we merged with the man I first learnt from, giving us a much bigger concern, more headache and problems but hopefully the rewards to match.

To come off the tools and run it was a big decision for me, but it would seem it was the right one.. We've picked up a lot of work enough for the rest of this year and 2 contracts that will be going for 3-4 years...

I'm not counting my chickens though, 3 years ago we nearly lost the lot ( literally) when the shit dropped down hill from tescos and caught us at the bottom for over 40k, I learnt a few hard lessons there....

We'd worked our bollocks off all over the country and we still ended up close to being homeless...

 

We'll see though, as my Dad always says " keep your head down and your ass up"........ Shit that sounds so wrong lol

I stayed smallish 4 full time and a few subbies -- any spare cash I put into property and a bit of land and sold it when it was right --took a few years paid contract managers job then called it a day ..got some holiday lets that bring in a decent wage and then my bit of buying and selling to keep me active ...choose the time you want to get out and plan for that -- hope it all works out for you :thumbs: look at a good private pension aswell

Edited by the_stig
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This'll be a big couple of years for me, built our (me and brother) business up for 15 years and then last January we merged with the man I first learnt from, giving us a much bigger concern, more headache and problems but hopefully the rewards to match.

To come off the tools and run it was a big decision for me, but it would seem it was the right one.. We've picked up a lot of work enough for the rest of this year and 2 contracts that will be going for 3-4 years...

I'm not counting my chickens though, 3 years ago we nearly lost the lot ( literally) when the shit dropped down hill from tescos and caught us at the bottom for over 40k, I learnt a few hard lessons there....

We'd worked our bollocks off all over the country and we still ended up close to being homeless...

We'll see though, as my Dad always says " keep your head down and your ass up"........ Shit that sounds so wrong lol

 

I stayed smallish 4 full time and a few subbies -- any spare cash I put into property and a bit of land and sold it when it was right --took a few years paid contract managers job then called it a day ..got some holiday lets that bring in a decent wage and then my bit of buying and selling to keep me active ...choose the time you want to get out and plan for that -- hope it all works out for you :thumbs: look at a good private pension aswell

Cheers for the advice mate,

 

We've got a bit bigger than I thought we would quite quickly, I'm starting to reign it in a little now ( over trading is as bad. As nothing i reckon) the next couple if years could really set us up ( me and bro) we've just got to make some wise decisions... God knows I've pissed a lot of money against the wall over the years, the joys of contracting away lol..

Our yard and offices are 5 mins from my house now, like I say it's all there for us if we make the right decisions and like you say use the money wisely..

Cheers

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This'll be a big couple of years for me, built our (me and brother) business up for 15 years and then last January we merged with the man I first learnt from, giving us a much bigger concern, more headache and problems but hopefully the rewards to match.

To come off the tools and run it was a big decision for me, but it would seem it was the right one.. We've picked up a lot of work enough for the rest of this year and 2 contracts that will be going for 3-4 years...

I'm not counting my chickens though, 3 years ago we nearly lost the lot ( literally) when the shit dropped down hill from tescos and caught us at the bottom for over 40k, I learnt a few hard lessons there....

We'd worked our bollocks off all over the country and we still ended up close to being homeless...

 

We'll see though, as my Dad always says " keep your head down and your ass up"........ Shit that sounds so wrong lol

I stayed smallish 4 full time and a few subbies -- any spare cash I put into property and a bit of land and sold it when it was right --took a few years paid contract managers job then called it a day ..got some holiday lets that bring in a decent wage and then my bit of buying and selling to keep me active ...choose the time you want to get out and plan for that -- hope it all works out for you :thumbs: look at a good private pension aswell

 

 

Bit of spare cash to buy property and land :hmm: We get the idea, you're minted :laugh:

 

Once you have some money it's easy to make a lot of money, it's getting to the some from none that's tricky. I really do need to get a bit more motivated but it's tricky to decide if it's better to have more leisure time with limited money or more money but less time to spend it, I am currently trying to find the best of both.

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This'll be a big couple of years for me, built our (me and brother) business up for 15 years and then last January we merged with the man I first learnt from, giving us a much bigger concern, more headache and problems but hopefully the rewards to match.

To come off the tools and run it was a big decision for me, but it would seem it was the right one.. We've picked up a lot of work enough for the rest of this year and 2 contracts that will be going for 3-4 years...

I'm not counting my chickens though, 3 years ago we nearly lost the lot ( literally) when the shit dropped down hill from tescos and caught us at the bottom for over 40k, I learnt a few hard lessons there....

We'd worked our bollocks off all over the country and we still ended up close to being homeless...

We'll see though, as my Dad always says " keep your head down and your ass up"........ Shit that sounds so wrong lol

 

I stayed smallish 4 full time and a few subbies -- any spare cash I put into property and a bit of land and sold it when it was right --took a few years paid contract managers job then called it a day ..got some holiday lets that bring in a decent wage and then my bit of buying and selling to keep me active ...choose the time you want to get out and plan for that -- hope it all works out for you :thumbs: look at a good private pension aswell

Bit of spare cash to buy property and land :hmm: We get the idea, you're minted :laugh:

 

Once you have some money it's easy to make a lot of money, it's getting to the some from none that's tricky. I really do need to get a bit more motivated but it's tricky to decide if it's better to have more leisure time with limited money or more money but less time to spend it, I am currently trying to find the best of both.

I'm afraid mate if you do want to earn a bit you e got to put the graft in, it sounds obvious but I know loads of lads that constantly moan there skint but are always trying to knock off early to get to the pub ( of miss work completely) ...

 

There's a couple of blokes I do work for who are seriously minted, but their work ethic is unbelievable... Now it's not for everyone but if you do want to earn you've got to at least have the drive to go for it..

What started out for me as a bag of tools in the back of a clapped out Astra estate has grown and if I get it right it'll be worth it... But you've got to go for it mate.... Like I said it's not for everyone and money ain't everything that's for sure

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