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Lurcher Insurance


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What happens when your dog breaks its leg at 3am and you turn up at the vets in full camo a big lamp in one hand a bag of rabbits in the other and your dog on a slip lead? My two pet dogs cost £40 for

Why would you tell them it's a working lurcher?   That's like me ringing direct line and saying "hello, just letting you know I drive like a cock, exceed all speed limits and often undertake on the

Leave the lamp and rabbits in the motor.

  On 15/02/2013 at 06:52, moonlighter said:

Shop around. Mine is £9 a month with £60 excess. No questions asked when you claim.

Who's that with mate?

 

Never had insurance. Try not to go the vets. Getting my second running dog soon so at £22 a month like some a paying its gonna be £44 a month. I sometimes think i will be aswell sticking £100 a month in a jar and letting it build up for a rainy day. If they don't have a serious accident I've got the cash :thumbs:

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  On 15/02/2013 at 07:29, nothernlite said:

never had insurance think it depends what you run never been to the vets since the dogs got jagged and there 4 now famous last words :whistling:

I've got a mate the same, he runs ALOT of stuff with 3 dogs and hasn't been the vets for 4 years or more. Then I know other lads who are at the vets 3-4 times a season.

 

Touch wood my bitch hasn't had to go yet.

 

Everything has been treatable at home.

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  On 15/02/2013 at 07:31, Gaz_1989 said:

 

  On 15/02/2013 at 07:29, nothernlite said:

never had insurance think it depends what you run never been to the vets since the dogs got jagged and there 4 now famous last words :whistling:

I've got a mate the same, he runs ALOT of stuff with 3 dogs and hasn't been the vets for 4 years or more. Then I know other lads who are at the vets 3-4 times a season.

 

Touch wood my bitch hasn't had to go yet.

 

Everything has been treatable at home.

dont run the 3 at the same time gaz try to keep one on the slip and work two if bolting for the dogs one at a time well try to :laugh:

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I have known a few vets over the years, and if you turn up with camo gear and a lamp, with an injured Dog, they would not be bothered.

As long as you had the insurance claims form in your pocket.

As that means ££££££.

I would have just insured the dog as a cross breed, what I would do, is look at the small print, as I have been told that some insurance companies, will not consider you insured unless your inoculations, boosters are up to date.

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ive got 3 dogs 14/11 and 6 this year ive never had insurence and paid vets bills when ive had to. probably a total of a £1000 or so over the years. if i had insured them, even at £10 a month each that would be roughly £3270 over the same period, admittedly i do treat most injuries myself though.

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  On 15/02/2013 at 08:05, paulus said:

ive got 3 dogs 14/11 and 6 this year ive never had insurence and paid vets bills when ive had to. probably a total of a £1000 or so over the years. if i had insured them, even at £10 a month each that would be roughly £3270 over the same period, admittedly i do treat most injuries myself though.

 

I do agree with that as i have my 3 insured and i have never claimed, however my sisters dog is 7 and has diabetes, epilepsy and cataracts vets fees are about £2000 for all his checks and medication but she pays her insurance excess at £75 and thats it sorted

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  On 15/02/2013 at 15:36, kruby01 said:

 

  On 15/02/2013 at 08:05, paulus said:

ive got 3 dogs 14/11 and 6 this year ive never had insurence and paid vets bills when ive had to. probably a total of a £1000 or so over the years. if i had insured them, even at £10 a month each that would be roughly £3270 over the same period, admittedly i do treat most injuries myself though.

 

I do agree with that as i have my 3 insured and i have never claimed, however my sisters dog is 7 and has diabetes, epilepsy and cataracts vets fees are about £2000 for all his checks and medication but she pays her insurance excess at £75 and thats it sorted

to be fair if any of mine had all or any of the above, they wouldnt need a vet :thumbs:

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  On 15/02/2013 at 15:50, paulus said:

 

  On 15/02/2013 at 15:36, kruby01 said:

 

  On 15/02/2013 at 08:05, paulus said:

ive got 3 dogs 14/11 and 6 this year ive never had insurence and paid vets bills when ive had to. probably a total of a £1000 or so over the years. if i had insured them, even at £10 a month each that would be roughly £3270 over the same period, admittedly i do treat most injuries myself though.

 

I do agree with that as i have my 3 insured and i have never claimed, however my sisters dog is 7 and has diabetes, epilepsy and cataracts vets fees are about £2000 for all his checks and medication but she pays her insurance excess at £75 and thats it sorted

to be fair if any of mine had all or any of the above, they wouldnt need a vet :thumbs:

 

Indeed...............keeping pet dogs going with these types of conditions is probably what greases the wheels of the pet insuance industry..............it wouldn't be a life my dogs would be living.

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  On 14/02/2013 at 22:22, kruby01 said:

Emergency vets are open at 3am and I don't have a car at the moment anymore and won't for another 2 months so I walk to my permissions and my emergency vets is also walking distance so if my dog has a bone sticking out her leg I'm not going to stop off at home to get changed and freshen up am I?

Ok thats your personal circumstances, no motor etc. I have my two insured for £11 per month and once i got one that needed stitching up whilst out lamping at 2am. The emergancy vet got a call out and that was it, just said the dog caught itself when chasing a squirrel. On the insurance claim form you dont have to mention lamp or whatever. The vet dont care, he wants you to make a claim so he gets the money.

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No im not saying everyone is in my position, all i was doing was pointing out that petplan will insure working dogs for a reasonable price as there is alot of posts ive seen where people are struggling to get insurance. if you dont want to insure your dogs thats fair enough i was just stating there is a company out there that you can be honest with and it wont break the bank.

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