henarchchar 64 Posted January 13, 2013 Report Share Posted January 13, 2013 i dont even have a bank account so i have no choice but to pay cash , when i was with 1st wife she ran up 40k in mortgage arrears and credit cards then we went bankrupt never could handle the stress of debt again Quote Link to post Share on other sites
forest of dean redneck 11,760 Posted January 13, 2013 Report Share Posted January 13, 2013 Always pay cash on cars,don't own cheque book or credit cards. Also if buying a cheapy off a dealership ask for trade sell,get it cheaper,just don't get a warrenty on car. Quote Link to post Share on other sites
jigsaw 11,899 Posted January 13, 2013 Report Share Posted January 13, 2013 jesus there must be some on here in debt,lol.even looking through the hobbies topic,no problems with cash flow it seems.I struggle hard to pay bills,find work and EAT am i the only one Quote Link to post Share on other sites
forest of dean redneck 11,760 Posted January 13, 2013 Report Share Posted January 13, 2013 Don't have stuff on tick,jiggy Can't afford it,don't have it till I've saved up enough, Quote Link to post Share on other sites
Froudy 40 Posted January 13, 2013 Report Share Posted January 13, 2013 Jigsaw I struggle to pay the bills as well but I make sure I pay them some how even if that does mean im working all the time and on call 24-7 (i run my own business so ive got to find work myself) I can't have the latest stuff but I would rather it be like this, than be like my mates with there flash cars, sofas,tvs etc which they haven't paid for yet and in a few years time when they've got to pay they will find it hard 1 Quote Link to post Share on other sites
whippet 99 2,613 Posted January 13, 2013 Report Share Posted January 13, 2013 i think its a sign of the times every one been in dept and its a right bas£erd,.............always a burden in the back of your mind...............im so glad i dont owe nout to no one........tell a lie i owe £189 to the inland revenue ,.............they can fooking wait as long as i can get away with it.............lol its a nice feeling tho,..........very nice as i had been owing for years........... Quote Link to post Share on other sites
jigsaw 11,899 Posted January 13, 2013 Report Share Posted January 13, 2013 forest of dean i dont have stuff,,,,,,,,,,,,period never bought on tick in my life,thats a bad habit to develope.froudy we get it sorted every time but its a struggle all the time.No work here for a while,its dreadfull,everyones in the same boat.I drive a tranny,needs work done to it,lol tax is up 3 weeks,nct/doe due next month its going to get interesting a traveller pulled up long side of me 2 weeks ago and says would I buy a 07 tranny,immaculate,inside and out,i kinda ignored them saying no I dont.he persisted and says when he saw he was geting nowhere,''its better than that heap of shit any day,wouldnt be seen dead in that'' and drove off.lol says it all really,lol once the kids are fed well then thats the most important thing.I'll be 50 yrs old soon I'll scrape through the next few years too with a nice bit of hunting/shooting thrown in please god.its just when these topics come up Im thinking are there any others struggleing. Quote Link to post Share on other sites
Gratz 8 Posted January 13, 2013 Report Share Posted January 13, 2013 Paulus... It costs an average £28.44 to raise a child from birth to the age of 21 I bl**dy wish it did 1 Quote Link to post Share on other sites
whippet 99 2,613 Posted January 13, 2013 Report Share Posted January 13, 2013 the thing what makes me laugh the most ,is how people are treated by others regarding if your wealthy or not............... perfect scenario......turn up to a hunt meet in a brand new rangerover ,.people who just usually acknowledge you go out there way to try and make conversation........... turn up in an old 4x4 and your back to being just acknowledged............... im glad im poor..................and even if i was wealthy i would sooner talk to me own than try and be something ,.......that most of them are not...........just actors who owe the bank...........no thanks ,... i will stay in me banger and owe nought........... 1 Quote Link to post Share on other sites
Carraghs Gem 1,675 Posted January 13, 2013 Report Share Posted January 13, 2013 We are all in same boat jigsaw, hubby was laid off end of november, i have never had much money so i can make a small budget go far and some weeks i can even afford to put diesel in my yoke that also needs tax in couple of weeks lol Quote Link to post Share on other sites
paulus 26 Posted January 13, 2013 Report Share Posted January 13, 2013 i dont think its a case of being rich i believe people have learnt that debt is only good for one person and its not the poor man when we were first married with the kids, a couple of years ago it seemed we were always in debt, one day i decieded that enough was enough and spent the next 6yrs paying off every penny we owed. no way on this earth would i ever go back into debt. the way utilities are going up i couldnt afford to be in debt :laugh: Quote Link to post Share on other sites
forest of dean redneck 11,760 Posted January 13, 2013 Report Share Posted January 13, 2013 I see too many that are on champagne taste on beer money, Makes me wonder with some round here ,only fella works,got mortgage on £200,000 plus house, 2 cars ,garage full of shit,kids togged out in decent clothes/toys I couldn't do it ,I would be awake all night,every night worrying bout paying it all off. Quote Link to post Share on other sites
paulus 26 Posted January 13, 2013 Report Share Posted January 13, 2013 I see too many that are on champagne taste on beer money, Makes me wonder with some round here ,only fella works,got mortgage on £200,000 plus house, 2 cars ,garage full of shit,kids togged out in decent clothes/toys I couldn't do it ,I would be awake all night,every night worrying bout paying it all off. the thing is they have everything but own nothing and they just dont see that untill its all taken away Quote Link to post Share on other sites
ArchieHood 3,692 Posted January 13, 2013 Report Share Posted January 13, 2013 .........the smell of rolled up notes and the feeling of that well earned wad in your pocket.Beats plastic........ 1 Quote Link to post Share on other sites
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