philkemp 50 Posted July 14, 2011 Report Share Posted July 14, 2011 Who insures there working lurchers? And if so who we and wat are the costs, paid out some big vet bills this year and dont really wana get caught out again cheers Phil Quote Link to post
Country Joe 1,411 Posted July 14, 2011 Report Share Posted July 14, 2011 £8.40 per month with Argos, only bad thing you have a £60 excess.not needed to use them yet, but they say they pay up okay. Quote Link to post
bendrover 556 Posted July 14, 2011 Report Share Posted July 14, 2011 Who insures there working lurchers? And if so who we and wat are the costs, paid out some big vet bills this year and dont really wana get caught out again cheers Phil my 2 pets are insured,my last dog had a proper bad one .£3250.the limit was £3500. Quote Link to post
chartpolski 24,211 Posted July 14, 2011 Report Share Posted July 14, 2011 Around £10 a month with Tesco. No restrictions apart from racing. I told them my dogs were working Lurchers, they said it didn't matter as long as they wern't taking part in organised racing ! Cheers. Quote Link to post
HUnter_zero 58 Posted July 14, 2011 Report Share Posted July 14, 2011 We are paying £7 per month for our Whippet bitch, no excess. John Quote Link to post
chartpolski 24,211 Posted July 14, 2011 Report Share Posted July 14, 2011 We are paying £7 per month for our Whippet bitch, no excess. John No excess is exellent... Tesco have £60 excess. Are you SURE ther is no excess ?? There usualy is ! Cheers. Quote Link to post
philkemp 50 Posted July 14, 2011 Author Report Share Posted July 14, 2011 Ive tried a few but as soon as you say there workers they either say we dont cover them or it goes up to bout £30 a month which i thinks a bit steep, guna have a look at a few that you lads have suggested cheers Phil Quote Link to post
HUnter_zero 58 Posted July 14, 2011 Report Share Posted July 14, 2011 No excess is exellent... Tesco have £60 excess. Are you SURE ther is no excess ?? There usualy is ! Cheers. When we were shopping around, there were plenty for around £5 per month with no excess BUT to my mind, the deal we got was a couple of pounds more per month, but over the year was say £24 (Might be £8 per month we are paying, not sure would have to look). £24 worked out cheaper than £60 if you see what I mean. John Quote Link to post
philkemp 50 Posted July 14, 2011 Author Report Share Posted July 14, 2011 No excess is exellent... Tesco have £60 excess. Are you SURE ther is no excess ?? There usualy is ! Cheers. When we were shopping around, there were plenty for around £5 per month with no excess BUT to my mind, the deal we got was a couple of pounds more per month, but over the year was say £24 (Might be £8 per month we are paying, not sure would have to look). £24 worked out cheaper than £60 if you see what I mean. John Who you with John if you dont mind me asking Quote Link to post
HUnter_zero 58 Posted July 14, 2011 Report Share Posted July 14, 2011 (edited) Who you with John if you dont mind me asking Don't mind at all, in fact I just dug the policy out. It's with Petpal's and £7.33 per month. Total pay outs are slightly less than Tescos at £2k per incident but as I say, no excess. Look here John Edited July 14, 2011 by HUnter_zero Quote Link to post
chartpolski 24,211 Posted July 14, 2011 Report Share Posted July 14, 2011 Well, if you can get insurance for less than £10 a month, with no excess, that's great ! And for any one who is talking about working dogs... I've never had one company ask, either on line or on the phone, if the dog is a worker.... as I said erlier, the only restrictions I've found is "Racing Dogs". But I will say... insurance is a must if you work your dog, espesialy lamping ! Vet bills are outrageous now, so it's a choice between having your dog "fixed" or PTS !! Cheers. Quote Link to post
match 0 Posted July 14, 2011 Report Share Posted July 14, 2011 Who you with John if you dont mind me asking Don't mind at all, in fact I just dug the policy out. It's with Petpal's and £7.33 per month. Total pay outs are slightly less than Tescos at £2k per incident but as I say, no excess. Look here John just got a quote £9.55 £75 excess Quote Link to post
lurchergrrl 1,441 Posted July 14, 2011 Report Share Posted July 14, 2011 Never tell them the dog is a worker! It's simply a 'cross breed' - straight up. Say nothing! 1 Quote Link to post
RossM 8,121 Posted July 14, 2011 Report Share Posted July 14, 2011 i'm also with tesco, £60 excess AND i had to pay the full amount up front and claim it back from tesco. Quote Link to post
vld 62 Posted July 14, 2011 Report Share Posted July 14, 2011 I've often thougth about insuring my lurchers but have never bothered, I've been spoiled until recently when a fantastic vet near me retired Dog 1 - 7.5 yrs old - Vets fees to date £500 C section, £45 stitches in Chest (3 am call out!!), £50 front toe off - total £595 - if insured this would have cost £900 (so £300 up!?) Dog 2 - nearly 3 - £57 for stitches in back of front wrist - insurance during this time would have been £360 Dog 3 - 10 months - not working so doesn't really count - but would have forked out £ in insurance by now. So £1340 in insurance v £652 in actual costs. I put abit of money away each month in case anything goes wrong and maybe I've been lucky but for me its been the better option (touch wood - I've probably f*****g jinked myself now!!_) Quote Link to post
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