Wxm 1,638 Posted September 21, 2009 Author Report Share Posted September 21, 2009 trev thats my thought, giv him a good kickin but if got the missus n my mum nearly beggin me not to. im 22 and never been in trouble with the police and they're sayin why start now. Quote Link to post Share on other sites
stealthy1 3,964 Posted September 21, 2009 Report Share Posted September 21, 2009 Wxm said: trev thats my thought, giv him a good kickin but if got the missus n my mum nearly beggin me not to.im 22 and never been in trouble with the police and they're sayin why start now. Leave it if you ever want to hold a gun licence Quote Link to post Share on other sites
arcticgun 4,548 Posted September 21, 2009 Report Share Posted September 21, 2009 Do not accept responsibility or any knowledge of the debt it's up to them to prove that you owe the money, if they haven't got your signature you should be fine (think, your the victim of fraud). I really don't think they will take it to far considering the amount owed, the fact the company no longer exsists and you not even being aware of the debt (victim of fraud ). lastly you must have been mental, to let this 'Shane' and his mate do this in your name and mother's address if it ends up going any further get legal advice, solicitor or C.A.B, admit nothing at all atvb Richard Quote Link to post Share on other sites
Malt 379 Posted September 21, 2009 Report Share Posted September 21, 2009 RE: Debt collectors. Never ever let them enter your property, they have no legal right of access, unless it's through an open door or ground floor window. They are not allowed to force their way in past you, if you have refused then permission to enter. If they threaten to call the police to assist them with entry, stay calm & tell them to do so, as even the police cannot gain entry without a warrant, and a court will not issue one for private debt collection. All the police can do is prevent a breach of the peace, so don't start shouting the odds. If you do let them in, they then have the legal right to return and take anything that they might have put a levy notice on in the first visit. They can then legally gain forced entry. The only bailiffs that can force entry into your house are customs & excise. The important thing to remember is, NEVER LET THEM ENTER IN THE FIRST PLACE! Quote Link to post Share on other sites
arnieboy 93 Posted September 21, 2009 Report Share Posted September 21, 2009 ask them to send you a letter saying they are taking it no further mate then they cant denie it at a later date and continue proceedings against you if the woman knew what was happening in the 1st place this shouldnt have happened as the company alredy knew you werent the client get the letter off the debt collectors then your ok Quote Link to post Share on other sites
bullmastiff 615 Posted September 21, 2009 Report Share Posted September 21, 2009 Don't forget as this debt is still in your name and 'you' have missed payments, unless you fight it, then your credit rating will be affected. So you'll struggle in the future to get a Loan, credit card or even a Morgage. Quote Link to post Share on other sites
rob.i 26 Posted September 21, 2009 Report Share Posted September 21, 2009 Good result maybe it was too much hassle for em to recoup Quote Link to post Share on other sites
spanj 11 Posted September 21, 2009 Report Share Posted September 21, 2009 Trev said: lol, i know this isnt a funny situation for you but its made me laugh.Get over to the shane bloke and persuade him to pay it, i.e smash his head in if he dont its that simple, he has already tried to cost ye money so dont waste any more on solicitors or the like. Top man Trev.......... excellent advice and congrats on being the first to advise kicking his head in Quote Link to post Share on other sites
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