I nocked some ones wingmirror of the bike he wants 300 quid or claim of me insurance , says I scratched his bike I would admit to taking mirror of but not to scratchin it the piece of shit never fell over , I dunno what to do pay him or tell him to get f****d as I think he's trying it on , probs is I've never been in this situation do I deny all knowledge ?? Or risk loosing my no claims 4years