one of my dogs slipped it,s lead and ran in front of a car today ,,not a lot wrong with the dog just a little cut on it,s leg but the cars bumber was broken a tiny little bit ,,were do i stand as for costs to the damage of the car as the driver is trying to get me to pay up and the bumper is a complete unit so looking at a costly price,,the dog is insured with tesco insurance but i don,t know if it is for injury,s or for damaged caused to others any advice would be welcomed,,thanks