Nick you are now banned from so many other forums for telling untruths about nobs and individuals you have now chosen this one to spout your rubbish well I hope admin on this site follow the other forums and ban you before u ruin it as well
NOBs insurance is excellent value for money it does have legal fees included, you must spend all your free time tying to come up with ways to knock NOBs I feel sorry for your wife having to live with you in your mental state.
Ps. Nick I also bought a book from NOBsJ
poison , pure poison . members beware