if you work through agency , a money handleing company will pay you and take a cut of your wages , my public liability is included in the cut they take . i wouldnt recomend getting one to work through ageny , but it dunt hurt to ask the question when you get a start ........... good luck , get your cscs lev2 and lev3 asap , then as many tickets as you can get , cherry pickers , scissor lifts , tower scaffold shite like that .