The SJ410 is actually 970cc, and usually only has a 4 speed box, unless you find a Santana version which had 5 gears, but suffer badly with rot and electrical problems. The SJ413 is a 1300 and the best of the bunch is the 1300 Samurai, which is mechanically a SJ413 with the added advantage of low profile tyres and a slightly wider track. This was the answer to the problems with the Moose trials in USA, when stability was found wanting.
Unfortunately, none of the small Suzuki's are cheap to insure for younger drivers.
970cc iv seen bigger quad bikes