confused,com all day long and save all your quotes as any one doing a price beater comparison will want proof ie quote with name address vehicle details. lancaster told me just the last page would do with the price on when i sent it in they refused it ,left me with a vehicle with no insurance and unable to use. also when i went from 200tdi to a disco 2 they told me that i needed a new policy due to age difference in vehicles so at to cancel policy with nine months gone got thirty pound back from a three hundred pound policy and no .no claims for that year . you pay your money u take your chanc