It's coming up 2 years since we moved in to our house and we both agree this place is not for us. We want to move back to the area from where I'm from in a new housing estate near to the street I grew up on. At the minute we are in a 5 year fixed rate but don't want to wait that long.
I've seen that you can port your mortgage on to another house without making a new application as long as the new property is the same price or less. There's a slight problem though, last year I got a CCJ over a parking fine. I've got away without paying them before so thought I'd get away with this one, I